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The Cooking Tips For Gas Grills That Every Griller Needs to Know

Saturday, February 11th, 2012

When preparing food for the grill, the greatest challenge for home cooks is that grilling is an intense form of direct heat cooking, and controlling the heat can be tricky. Although most people see it as easy, grilling is actually one of the most challenging of the basic cooking methods. If cooking is like driving a car, grilling is like being strapped to a rocket ship! Now more than ever, creative home cooks are looking for the best cooking tips for gas grills. As the weather starts to get nicer and the great outdoors beckons, attention starts to turn to outdoor cooking – and gas barbeque grills can’t be beat for simplicity and convenience. But grilling only becomes EASY when you know these important cooking tips for gas grills that are guaranteed to improve your results. Grilling, like any basic cooking method, can be mastered. These cooking tips for gas grills will get you started on the road to expert grilling any time of year.

Preparing Recipes for the Grill

Cooking all recipes for the grill starts with understanding how the grilling method acts differently on different types of foods. Because grilling is an intense heat form of cooking, careful product selection is extremely important. The grill will not tenderize meats so you must start with a tender product if you want to end with a tender product. Marinating meats when making recipes for the grill is the best way to apply some tenderizing properties before cooking. The product itself is also an important consideration because you want to make sure it will be able to withstand this form of direct high-heat cooking. Different products will handle this differently and some are just not the best choice for standard grilling. A very delicate fish, such as tilapia, will not perform very well on the grill because the high heat may burn the outside of the fish before the inside cooks at all. Another consideration is when grilling combinations of different foods, as in skewering vegetables. A mushroom will cook faster than a carrot or potato, for example. You will achieve far better results by par-cooking the “harder” items prior to skewering so that all vegetables are the correct done-ness at the same time. Once you have considered the differences in the types of foods you will be grilling and preparing them accordingly, the basic procedure for creating recipes for the grill is:

  1. Heat the grill on HIGH with the lid closed to heat up the coals and grates to as hot a temperature as possible.
  2. Brush the food item with the oil of your choice and place it on the hot grates – presentation side (“pretty side”) down.
  3. For GRILLING, leave the grill cover OPEN.
  4. After a few minutes inspect the item. You are looking for the item to start to brown around the edges and to see pink (almost clear) moisture bubbling up to the top. This will be your signal that the item is 75% cooked on one side and that is the time to flip it.
  5. Do not use a fork to flip the item and do not puncture it in any way – because that will allow precious juices to escape.
  6. Using an instant-read thermometer – because this is the only real way to know when something is done – remove the item 5-10 degrees BEFORE the desired final internal temperature.

A Gas Grill Cooking Twist

Although GRILLING is always done with the lid cover open, gas grill cooking can incorporate additional cooking methods that make it preferable to cook with the grill cover closed. With the grill lid closed, the grill changes from a CONDUCTIVE cooking vehicle to a CONVECTIVE cooking one – more like your oven. Of course you could just use your oven for using these cooking methods, but outdoor cooking does have some advantages over indoor cooking – particularly in warmer weather. So how do you turn your dry heat, direct source cooking vehicle (the grill) into one that can utilize a moist convective cooking process? It’s actually a pretty cool technique for gas grill cooking. This is a trick I use most often with delicate fish, such as tilapia. First, I turn the heat OFF on the side of the grill that my tilapia will cook. Then, I add a pan of water to the bottom of the other side of the grill – right on top of the heat elements. Keep in mind that this “water” can be any kind of liquid you like. I use shrimp stock sometimes with fish, but you can season it with chicken broth, wine – anything that is liquid and imparts nice, complimentary flavors to the product you are cooking. Then, the fish is placed either directly on the grill (if you have a flat grate option) or you can put it in a cast iron pan and put it on the grill grates. The rest of the procedure for this type of gas grill cooking follows the normal grilling process – cook with your eyes and observations, flip after 75% done, use a thermometer to determine final temperature and remove a bit “early” to allow for the carry-over cooking that occurs. And that’s it, now you can consider gas grill COOKING in addition to standard GRILLING for great outdoor cooking results.

Gas Barbeque Grills vs Charcoal Grills

You will hear from many self-proclaimed GRILLMASTERS that the traditional charcoal grill is far superior to the gas barbeque grill, but the gas grill has many advantages that make it a great choice for any outdoor cooking situation. I will admit that the charcoal grill provides opportunity for a deep, smoky flavor that is not fully achievable with the gas barbeque grill, but after that all of the “pros” go into the gas grill’s column. For starters, the gas grill is much easier and safer to start because it uses propane as fuel and starts at the press of a button. Charcoal grills can be easily started with lighter fluid, but this can be dangerous, and can impart an undesirable taste into the food. Plus, the gas grill turns OFF as easily as it turned on! No waiting for coals to cool so that you can empty and clean the grill and no messy coals to dispose of. The other nice thing about gas barbeque grills is that they allow for consistent heat throughout the cooking process. With the charcoal variety, the cook has to really control the heat by actually moving products closer and further and this takes some practice and experience.

These cooking tips for gas grills seem simple but they truly are the difference between great grilling results and disappointing meals. The next time you get ready to grill, remember that careful product selection and a basic understanding of cooking methods is all you need to master the barbeque grill, creating outdoor meals and memories for life.

About this Author

Chef Todd Mohr is a classically trained chef, entrepreneur, cooking educator and founder of WebCookingClasses. You CAN learn to cook without written recipes by taking his FREE cooking class that will change the way you think about cooking forever!

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How to Encourage Your Shy Child in Team Sports

Friday, February 10th, 2012

Any parent with a shy child knows that being put in front of a large crowd and asking them to perform well is like a death sentence. Crying, panic attacks and failure are nearly a guaranteed result. There is a distinct difference between children who don’t like sports and those who just break down at game time. So, how do you get your child to enjoy team sports and participate in all that a team requires? The answer will depend on your child, but here is a great place to start:

1. Have a Talk with the Coach. This is the most important step to helping your child move forward. It is important that the coach understand your child’s issues and allow for them to be worked through. For instance, in the case of my child, she always did well in practice, but broke down at game time. She was actually one of the better players on the team, but just couldn’t pull it together for the games. The coach was very frustrated and assumed I was coddler her too much by not pushing her to stay in the game. After my talk with the coach, however, he just encouraged her to come to the first two games and told her she didni’t have to play. Then, he said she could just play one quarter (it was soccer). Having the coach understand why things are happening will change their attitude and allow the coach and child to communicate in a positive manner.

2. Encourage and Support Your Child. Don’t push too hard, but don’t let them quit either. Allowing them to quit will not help them in the long run. Even if it means only playing one quarter, or even one play of the season, they are on a team. Teaching them to work through hard times and knowing you are there to help them will build their confidence. The sense of accomplishment they experience will bleed over into other areas, like school.

3. Allow Them to Express Their Emotion. If they need to cry, let them. For a shy child to work through performing in from of large groups of people is a very bold and courageous thing. It takes a lot of energy and sometimes they need a release.

Whenever your child has issues, you must delicately balance encouraging them to be strong and finishing the task with allowing them to move at their own pace. Helping your child become more self-confident and overcome some extreme shyness is a process that must be taken step-by-step, but its one that every child can win.

About this Author

You can find more parent related topics at my blog and website Every Kind of Mom.

C.D. Watson is the author of this article and enjoys sharing her views on a variety of popular topics. She is an entrepreneur and has written several hundred articles in her areas of expertise and life experience. Visit http://www.everykindofmom.com for more.

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Bowling Tips That Everyone Can Benefit From

Monday, February 6th, 2012

Of all bowling tips I can share with you, the most important bowling tip of all is: practice! No matter how well you understand the game, no matter how excellent your bowling equipment is, you just are not going to get any better if you do not practice, practice, practice.

Another great bowling tip is to get a coach. It is best to get a trained coach, somebody who has helped others on their road to bowling greatness. Unfortunately, getting such a coach can cost a pretty penny… if you can find one in the first place.

So, if you cannot find somebody trained as a coach, find the next best thing – your mom, dad, friend, or neighbor, etc. Of course, you do, indeed, want someone who is a great bowler. At the very least, you want someone who is very interested in bowling – think of it this way, not all basketball referees are excellent basketball players, but they know what is going on the game.

In other words, even if friend cannot roll a strike every time, he or she can still help dissect your movements. Your friend may still be able to tell you what is wrong. Also, perhaps you know what you are doing wrong, and you end up overcorrecting yourself – your coach (even if it is just a friend) is going to be able to tell you that you have overcorrected or to tell you other information that you just cannot see or feel for yourself.

Besides these two major bowling tips – practice and don’t go at it alone – there are tons of bowling tips to adhere to. Very few bowling tips apply to all bowlers like these first two do. Someone who always gets a gutter balls is going to need different bowling tips that someone who cannot time his or her approach. Similarly, an amateur bowler is going to be helped by completely different bowling tips than a professional.

Nonetheless, here are a few more bowling tips:

· Stop using the house balls at the bowling alley – get yourself a custom bowling ball, or at least a bowling ball that fits your hand well. You are going to be able to use a different weight ball than you normally would, simply because it fits your hand better. Why not go heavier?

· Get your own bowling shoes – while this bowling tip is not quite as important as the abovementioned one, it can still help. Most certainly, you are going to feel better when you are wearing your own bowling shoes.

· When you have a question, ask it – never assume that you have learned all there is to know. Even the best bowlers, the professionals, can stand to take some advice. Never stop learning.

· Stretch – no, bowling is not a contact sport, but that most certainly does not mean that bowlers do not get injured. Stretching can help you prevent injuries. Also, making sure that you have a ball that properly fits will keep you safer, too. You may also decide to wear a wrist support.

· Keep that throwing are nice and loose.

· Think – bowling is not all in the wrist, it is in the head. Really think about your movements and y our delivery. Concentrate on which movements create which spins on the ball, etc.

· Finish close to the foul line – being with six inches of the foul line will help insure that you get the best release possible (of course, you never want to cross it!)

· Watch the professionals – watch them on TV, or watch some great bowlers at your local alley.

· Always keep your eye on the target – this does not necessarily mean you need to keep your eyes on the pins! Rather, look at the markers in the lane.

· Follow through!

I hope that these bowling tips have helped you. And I want to remind you of one of the absolute most important bowling tips of all – have fun! It is not worth bowling if you are no longer having fun. Do not let the pressure to win get in the way of your overall aim to have fun!

Anne Clarke writes numerous articles for websites on gardening, parenting, fashion, and sports. Her background includes teaching and gardening. For more of her articles on bowling, please visit Best Bowling.

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Small Business Health Insurance – An Employer’s Guide to Getting Small Business Health Insurance

Sunday, February 5th, 2012

Saving on your small business health insurance can be a challenge. But there are ways to overcome the financial obstacles and get the coverage necessary for your business. There are two major benefits of employer-based coverage. First these plans, although expensive, usually carry the best all around protection for you and your employees. Second, providing benefits plays a key role in attracting and retaining quality employees.

Why is coverage for small businesses so much more than for large corporations?

Health insurance for small businesses cost so much because of the high quality coverage concentrated among a small group of people. Every individual within the group represents a different level of financial risk to an insurance company, and this risk is added up and spread out among the group. Large corporations pay considerably less because the risk is spread to such a large group, where small business owners can see unreasonably high increases in premiums due to one or two members. Small businesses also have to insure their employees under state mandates, which can require the policies to cover some specific health conditions and treatments. Large corporations’ policies are under federal law, usually self-insured, and with fewer mandated benefits. The Erisa Act of 1974 officially exempted self-funded insurance policies from state mandates, lessening the financial burdens of larger firms.

Isn’t the Health Care Reform Bill going to fix this?

This remains to be seen. There will be benefits for small business owners in the form of insurance exchanges, pools, tax credits, subsidies etc. But you can’t rely on a bill that is still in the works, and you can’t wait for a bill where the policies set forth won’t take effect until about 2013. Additionally, the bill will help you with costs, but still won’t prevent those costs from continually rising. You, as a business owner, will need to be fully aware of what you can do to maintain your bottom line.

What can I do?

First you need to understand the plan options out there. So here they are.

PPO

A preferred provider option (PPO) is a plan where your insurance provider uses a network of doctors and specialists. Whoever provides your care will file the claim with your insurance provider, and you pay the co-pay.

Who am I allowed to visit?

Your provider will cover any visit to a doctor or specialist within their network. Any care you seek outside the network will not be covered. Unlike an HMO, you don’t have to get your chosen doctor registered or approved by your PPO provider. To find out which doctors are in your network, simply ask your doctor’s office or visit your insurance company’s website.

Where Can I Get it?

Most providers offer it as an option in your plan. Your employees will have the option to get it when they sign their employment paperwork. They generally decide on their elections during the open enrollment period, because altering the plan after this time period won’t be easy.

And Finally, What Does It Cover?

Any basic office visit, within the network that is, will be covered under the PPO insurance. There will be the standard co-pay, and dependent upon your particular plan, other types of care may be covered. The reimbursement for emergency room visits generally range from sixty to seventy percent of the total costs. And if it is necessary for you to be hospitalized, there could be a change in the reimbursement. Visits to specialists will be covered, but you will need a referral from your doctor, and the specialist must be within the network.

A PPO is an expensive, yet flexible option for your small business health insurance. It provides great coverage though, and you should inquire with your provider to find out how you can reduce the costs.

HMO (Health Maintenance Organization)

Health Maintenance Organizations (HMOs) are the most popular small business health insurance plans. Under an HMO plan you will have to register your primary care physician, as well as any referred specialists and physicians. Plan participants are free to choose specialists and medical groups as long as they are covered under the plan. And because HMOs are geographically driven, the options may be limited outside of a specific area.

Health maintenance organizations help to contain employer’s costs by using a wide variety of prevention methods like wellness programs, nurse hotlines, physicals, and baby-care to name a few. Placing a heavy emphasis on prevention cuts costs by stopping unnecessary visits and medical procedures.

When someone does fall ill, however, the insurance provider manages care by working with health care providers to figure out what procedures are necessary. Usually a patient will be required to have pre-certification for surgical procedures that aren’t considered essential, or that may be harmful.

HMOs are less expensive than PPOs, and this preventative approach to health care theoretically does keep costs down. The downside, however, is that employees may not pursue help when it is needed for fear of denial. That aside, it is a popular and affordable plan for your small business health insurance.

POS (Point of Service)

A Point of Service plan is a managed care insurance similar to both an HMO and a PPO. POS plans require members to pick a primary health care provider. In order to get reimbursed for out-of-network visits, you will need to have a referral from the primary provider. If you don’t, however, your reimbursement for the visit could be substantially less. Out-of-network visits will also require you to handle the paperwork, meaning submit the claim to the insurance provider.

POSs provide more freedom and flexibility than HMOs. But this increased freedom results in higher premiums. Also, this type of plan can put a strain on employee finances when non-network visits start to pile up. Assess your needs and weigh all your options before making a decision.

EPO

An Exclusive Provider Organization Plan is another network-based managed care plan. Members of this plan must choose from a health care provider within the network, but exceptions can be made due to medical emergencies. Like HMOs, EPOs focus on preventative care and healthy living. And price wise, they fall between HMOs and PPOs.

The differences between an EPO and the other two organization plans are small, but important. While certain HMO and PPO plans offer reimbursement for out-of-network usage, an EPO does not allow its members to file a claim for doctor visits out its network. EPO plans are more restrictive in this respect, but are also able to negotiate lower fees by guaranteeing health care providers that it’s members will use in-network doctors. These plans are also negotiated on a fee-for-services basis, whereas HMOs are on a per-person basis.

HSA (Health Savings Account)

An HSA is a tax-advantaged account used to pay existing and future medical expenses. HSAs are used in conjunction with high-deductible health plans (HDHP), which will make some with pre-existing conditions ineligible. Also, HSAs must be funded with cash. Communicating the terms of this account to your employees is important, as a large number of HSAs are underfunded or improperly funded. The health savings accounts were signed into the law by George Bush in 2003, and have become an affordable alternative to a group health plan.

When inquiring about an HSA, there will be a few things you will want to clarify. While HSAs generally cover routine medical expenses and copays, some can provide dental and vision care as well. And since HSAs can be combined with certain compatible plans, it is important to understand how money from the account will be allocated. And finally, you will want to know about cashing out your HSA balance. The amount is taxable and could be subject to a ten percent excise tax.

HRA (Health Reimbursement Arrangement)

An HRA is exactly what it sounds like. The employer reimburses the employee for health care. As an employer, you will usually have the option to contribute to a reimbursement fund, or to pay fees as they are incurred. These reimbursements can be deducted from your taxes, and are tax-free for your employees, saving you both money.

Some providers empower employers by giving them more options. HRAs, unlike HSAs, don’t have to be funded with cash money, placing a book keeping entry on your balance sheet is enough. You can usually control aspects of your arrangement such as reimbursement limits, whether you or your employee pays first, and if the previous year’s funds roll over.

HRAs are becoming a more popular option because of the control it has given small businesses. Combined with a high deductible health plan (HDHP), an HRA could be the most cost-effective solution to your small business health insurance problems. It’s always best to compare these plans to PPOs, HMOs, and EPOs to know what works best.

Fee for Service (FFS) or Traditional Indemnity

A fee for service plan is the most flexible small business health insurance option. You choose your doctor, and your hospital. You can see a specialist without a referral. This flexibility, however, comes with more out-of-pocket expenses and higher insurance premiums.

The typical FFS plan has a deductible ranging anywhere from five to fifteen hundred dollars. After this amount is reached, the provider will pick up eighty percent of your medical bills, and require you to pay the remaining twenty percent. Because of the rising costs of health care, and the potential for a small number of doctor’s visits to cost thousands, these plans can become incredibly expensive.

Flexible Spending Account (FSA)

A flexible spending account is a savings account to be used for medical expenses, and is funded by pre-tax dollars. Using pre-tax dollars means that your employees will actually show that they have less income, and will therefore have less taxes withheld. As an employer, you set the limit on contributions to the account per year. In addition to the employee contribution, you can also credit the account, or fund it completely from your general assets.

An FSA, especially if combined with an HDHP, can significantly reduce the costs of small business health insurance.

You should be forewarned, money from FSA accounts cannot be rolled over. They are, however, available to use for two years and two and half months after the benefit year. A terminated employee won’t be able to use leftover funds, unless there is a positive remaining balance and COBRA is elected.

Small business health insurance providers have made significant improvements in their services to simplify the administration of your plan. With HRAs, FSAs, and HSAs, your employees can use debit cards for medical transactions. Be sure to research this thoroughly. You will want to be sure your debit card plan is IRS compliant, and that you can use a large number of pharmacies. You should also pick a plan that can verify eligibility on the spot. Talk with your agent about linking transit, parking fees, and prescriptions to the same card. When picking the debit card options, please be sure to clarify the details of the substantion process. This is IMPORTANT! With other plans, the provider may assign someone to manage your plan. Or you may have to hire someone. Still, you should be able to login to your account and print insurance cards, important papers etc.

The next thing you can do is thoroughly assess your needs. Being that every member of your small business plays a key role in its success, it is vital that their needs are met. And understanding these needs is crucial to finding the right plan. Find out about chronic illnesses, and additional information related to past health issues. Know what your employees think about health insurance, and get them involved in the process.

Hiring an agent or a broker

Finding and understanding small business health insurance can be a daunting task. While some choose to go it alone, others need some professional assistance. You need to understand the difference between an agent and a broker, and how you can get the most from either of them.

A broker

Brokers function independently and usually work for several different companies. Since they have a variety of resources, they can usually provide more options and a better overall view of the marketplace. Brokers will assist you by evaluating the costs and designs of plans from your local major carriers. The cost isn’t everything, you want to get the coverage that you need.

Ask the broker how he or she is getting paid for their services. They should readily divulge that information. Some brokers may charge you a flat free. Some receive a fee from an employer, while others receive a commission from the insurance provider. Any commissions could be reflected in your premiums, but not to the point that you should worry.

An agent

Agents typically provide services for one company. They have a closer relationship to the insurance company than a broker would, giving them more leverage to make alterations to your plan. In some cases they can offer a particular plan for less than a broker, and may have access to additional services like worker’s compensation. To find out what different providers have to offer, talk to more than one agent. It may be time-consuming, but it could bring you closer to the most cost-effective solution for your small business health insurance.

One of the common options presented by agents is the employee-elect option. This is an arrangement where employees pick the plan they prefer. Those who don’t need as much coverage won’t be forced to pay so much, and those who do need it can get it without increasing the financial burden of the company as a whole.

How to Save On Your Small Business Health Insurance Plan

What’s important to remember is that there really is no inexpensive solution to health care. Even if your initial premiums are reasonably low, they could rise significantly at your next renewal. So saving money on small business health insurance is about doing a combination of things simultaneously to get good rates, and to then maintain those rates.. And it will require a consistent effort from you, your employees, and your insurance provider.

First, you can save yourself money by reading the fine print. You need to know exactly what your plan does and DOESN’T cover. There are also state mandated coverages. For example, in states like Illinois, your insurance must cover mammograms. Also, understanding the ins and outs of your plan will give you and your employees a better idea of how to deal with your insurance.

Next, you should shave unnecessary benefits. After reading all about your plan, you will find coverage for things you may not need. Eliminating these benefits can significantly drop monthly small business health insurance premiums. For example, eliminating coverage for brand name medications can reduce costs by more than 25 percent.

Wellness program have worked wonders for small businesses. A wellness program is any program designed to promote healthy living within the organization. Weight loss competitions benefit every participant. Add a financial incentive for further motivation. Stock the work fridge with water, and leave literature about healthy living lying around. Search the internet for calorie counting charts. Raising awareness entice workers to make positive changes. Active, exercising, diet-conscious employees have stronger immune systems, more vitality, and more productive workplaces. They also don’t deal with as many health issues. Fewer doctor visits and hospitilizations will help maintain lower annual premiums, because it will prove to your insurance provider that your business is a low financial risk.

Increasing your co-pay and deductible can go a long way towards cutting costs. For instance, raising co-pays by just ten dollars has saved companies as much as thirteen percent on their premiums. A higher deductible will significantly reduce your monthly premium. To lessen the financial burden of high-deductible health plans (HDHPs), combine them with an HSA. Combinations like these have saved both business owners and employees bundles of cash.

Check into getting a nurse hotline. A nurse hotline is a toll free, 24-hour-a-day, seven-day-a-week service. Employees can get medical advice from qualified, registered nurses. This method has deterred a large number of people from emergency visits, and it can also be used for preventative care as well. Insurers like Nationwide have them, or you may have to purchase from a third-party provider.

Increase the size of your group to reduce your monthly small business health insurance premiums. In a survey by America’s Health Insurance Plans, small businesses who employed ten people or less paid forty three more dollars on average than businesses with twenty six to fifty employees. Check around with other businesses owners, or fellow members of business organizations. Some states also have small business groups and pools for this purpose. Check with your state Chamber of Commerce and Department of Insurance.

Beware of heavily discounted plans. First, there are numerous scammers trying to get your money. They promise low rates, and usually cover little to nothing at all. The internet is notorious for swindlers trying to hustle you out of a buck. If you are going with a company you aren’t familiar with, please do your research. On another note, even reputable companies present problems. In an attempt to gain market share, Blue Cross offered small businesses discounted rates in 2008. For 2009, some of these same businesses were set to see increases of as much as 47% in their premiums. As the costs of medical care increases, the costs are shifted from the insurer to the insured, and discount plans become overpriced plans quickly.

Shop around. As mentioned before, talking to different agents will expose you to the best that insurance providers have to offer. Ask other small business owners about their providers. You can use trusted online resources like Netquote and Ehealthinsurance to shop around instantly. These services also let you compare plans side by side, and allow you to purchase your plan online. Even after you get your initial plan, it’s good to annually reevaluate your coverage. This will keep you on the up-and-up about what the market is offering. Keeping costs down is an ongoing effort, especially with rates and plans changing all the time from company to company.

Share some of the costs with your employees. Raising employee contributions isn’t a popular option, but it may be one of the only ways to absorb costs and maintain small business health insurance coverage. Communicate with your employees about how to keep costs down, and remind them that their increase is your increase as well.

The sad truth is that, no matter how many cost-cutting methods you apply, your insurance premiums are expected to continually rise. In addition to this, you can’t prevent every health problem with exercise and higher co-pays.

The Health Care Reform Bill won’t kick in until about 2013, so waiting on its benefits won’t do you any good. There is definitely a need for change, because the current system discourages competition and growth. With smaller businesses functioning as the backbone of this ailing economy, company medical insurance must BE affordable, and STAY affordable.

For the best prices and plans visit [http://www.esmallbusinesshealthinsurance.com]

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Online Pet Supply Business – 40 Billion Dollars Up For Grabs

Tuesday, January 31st, 2012

The pet industry generates about 40 billion dollars of online sales annually, 70 million homes have pets and the average spent by a typical American is 150 dollars per month. Of course these are rough estimates but nevertheless, it is one hell of a lot of money.

Would it not be exciting to grab just the tiniest piece of this action?

Well anyone can do exactly that. You can set up an online pet supply business with very little trouble. If you have a real passion for pets, this could be right up your street. Even if you have no interest in pets, the online pet supply business is for everyone and is very profitable. Some people are making a very, very good living by selling other peoples pet supplies online for them

It is a very real business and should be treated as such. You can put a little effort into the business and make some extra spending money but if you want to take it to extremes and drive huge amounts of online web traffic to your pet store business, the world is your oyster.

Your online pet supply business comes with a free start-up kit that will enable you to get your online pet supply store up and running immediately. It is a pre-built store so there is no worry about having to set up your own website. Your online business comes equipped with a large amount of pet products in many categories that will ensure your customers will keep coming back for further products in the future.

There are numerous guides that are supplied. There is a marketing guide that will explain how to drive customers to your online pet supply business by various methods. There are other marketing tips and general techniques designed to help grow your online pet supply store. There are other guides that help you with general business aspects like cash flow, accounts, taxes and wealth and retirement issues.

If you are thinking where and how do I store all of the pet products? Don’t worry because of that side is taken care of. All that you do is get the customers to your online supply store where they buy the supplies and you get your hefty commissions. The actual storage and mailing of the pet supplies is totally in someone else’s hands.

Everything is included that you need to create a successful pet supply store. Once you have it up and running and you have all of the customers that you want, you can take a back seat and leave it alone and it will take care of itself. Of course you will have to spend time on your pet supply store now and again to keep it current.

Your online pet supply business will continue to earn you money when you are asleep, when you are on holiday and when you are busy enjoying your free time. It will work for you 24 hours a day 365 days per year, you don’t have to pay wages and you won’t have any employee-related problems.

If you want to find out more about how to divert some of the billions spent with your own online pet supply business and start living your life how you want to, click here Online Pet Supply Business [http://www.onlinepetbusiness.com/onlinepetsupplybusiness.html]

Article Source:
http://EzineArticles.com/?expert=Martin_Loader

Aspects Of Fashion Industry – Choose Your Fashion Merchandising Colleges

Monday, January 30th, 2012

Fashion industry attracts many young people nowadays not only because it is a rather new profession, but also it is supposed to realize person’s likes in the field of fashion. Besides, it is quite a high-paid profession today. When a young person decides to connect his or her activity with the fashion industry nothing comes to mind except one its aspect – fashion design. Probably, few people actually know that it’s a separate field of fashion industry. In fact, there is a great number of other professions and specialties in fashion including designing clothing, fashion design, fashion marketing, fashion merchandising, etc. The latter doesn’t get worthy attention, but it is very important. Due to merchandising we have fashionable clothes in the shops and stores.

How can one know whether fashion merchandising is the field for him to start work at? Look through the following traits of a potential fashion merchandiser and if at least one point coincides with your way of life, you have all chances to make the career in the field. Do you like to spend your weekend walking through flea markets for the latest retro fashions? Or maybe your friends want to borrow your fashionable shoes and your defiant accessories? If so, maybe you should take a walk down the fashion runway. Being a student in merchandising, you will get an opportunity to learn more about fabrics and textiles. You are also going to study the cultures and subcultures that shape the way people dress.

No doubt, in order to become a professional merchandiser, a great desire and talent for this specialty is not enough. If a person wants to get into this career and have success in it one needs to get the right education and training at first. A fashion merchandising college will be of great help for you. Once you study at a fashion merchandising college you will get an opportunity to learn all the ins and outs of the fashion industry because there one can get a practical experience and build a strong foundation necessary for further working in this field.

A student has the right to choose whether to obtain a two-year Associate in Art degree or a four-year Bachelor of Science degree in the field of fashion. It depends on the kind of a fashion merchandising college you are going to visit. Besides, you are also welcome to unite this education with classes or even a major or minor in a related specialty, for instance, fashion design or fashion marketing. Students in a fashion merchandising college learn how to manufacture, buy, promote, and sell fashion items, beginning from clothing and jewelry to cosmetics and furniture. They also learn about textiles (fabrics and the fibers used to make them).

One should choose his or her future merchandising college very thoroughly. Depending upon the fashion merchandising college you are going to attend a sort of the necessary courses in your degree course will greatly vary. The most preferable courses include subjects like accounting principles, business law, salesmanship, fashion sketching, merchandising math, merchandising, publicity and promotions, fashion development, trend-spotting, and the history of fashion. You are certain to like those subjects, besides, they will give you the fundamental knowledge of the fashion industry.

Studying at a fashion merchandising college is not like studying at any other educational establishment. Many core courses in fashion merchandising are hands-on and involve a great amount of project work. Professors tend to rely more on their life experiences than on textbooks. If you are going to become a student expect to take a lot of field trips and listen to many guest speakers. You may visit a fashion magazine or large clothing company. You might even swing by a fashion show or two.

Having the profession of a fashion merchandiser is very interesting. It involves much communication with other people. When a person gets the job of a fashion merchandiser he or she is going to spend all days long visiting various fashion shows, buying clothing and designs, speaking with designers, overseeing advertising and marketing campaigns necessary for successful selling of your products, and managing the stores within your business network. You are also expected to find yourself negotiating business agreements with manufacturers and suppliers. Besides, you are going to arrange your own store displays. The scope of your activity depends on the size of the business you have as well as on the level of practical work expected of you.

Beginning the fashion merchandising career you should always improve your skills and knowledge of fashion tendencies in the world, and the most important thing you will have to do is to perfect your ability of picking out the next big thing in fashion before anyone else does. This will guarantee your success. This ability carries the foundation of your new knowledge of past fashions and trends. It includes everything you will obtain by attending a fashion merchandising college, but further you should develop this trend adding your own good taste in clothing.

Summing up, it would be necessary to say that the career of a fashion merchandiser cooperates with many different fields of the fashion industry. That’s why if you are searching for a more interesting kind of activity, something that’s more than just designing clothes or visiting fashion shows, fashion merchandising may be your piece of cake. But be very attentive while choosing an appropriate fashion merchandising college, try to use your wisdom in this uneasy task, because it may define your future profession and even you life. You should do your research before entering the fashion merchandising college, and beforehand check whether the school or program you are going to attend is properly accredited.

http://thekissups.comfashion merchandising colleges

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Cooking – Improv Cooking or Cooking Without A Net

Sunday, January 29th, 2012

A loose definition of the word improvisation is to invent, compose, or perform something extemporaneously. For example if you’ve ever seen a Woody Allen movie, laughed at a sketch on Saturday Night Live or heard Miles Davis play notes of music not bound by this earth, you’ve experienced improvisation in action. As it is in movies, sketch comedy or jazz the joy of improvisational cooking is in the results that spring forth from inspired creation.

How do you use a recipe? Do you follow each step and measure each ingredient with the precision of a chemist? Do you nervously meter out the baking time of your cookies by tapping your foot to the cadence of the timer? We perform this culinary art to please more than our stomachs, the reasons too numerous to mention. Whatever the reason we usually approach it with recipe in hand. Often times a recipe we don’t understand. The essence of Improv Cooking, with it’s somewhat Zen like approach, demands you’re imagination and instinct to help you solve the riddle of the recipe.

The Steps Towards Improv Cooking

Improvisational cooking is not so much reading and following a recipe as it is using skills and techniques to take a recipe to another level or create a recipe out nothing more than a larder full of ingredients. You have to possess a certain amount of skill and understanding before plunging in to any kind of cooking. Improv Cooking is no different. It forces you to trust your instincts as well. Follow these seven simple steps and you’ll soon be free to open the fridge and just start cooking.

#1 Taste As Many Different Styles of Cooking as Possible

This is probably the simplest of all the Improv techniques to learn and master. Just eat as many different cooking styles as you can. The axiom is straightforward. The more you’re exposed to, the more imaginative you’ll become. Fill your headphones with nothing but Britney and it certainly would be difficult to imagine Charlie Parker’s saxophone. Consequently, eat nothing but the same restaurant or home cooked food all the time and your cooking vocabulary will reflect it.

#2 Understand the Basic Fundamental Techniques of Cooking

You can’t pick up a trumpet and expect to sound like Miles Davis without knowing a few things first. I won’t go into all the things that could and will go wrong. I’m sure you get the picture. Well, Improv Cooking follows the same rules. You can’t expect to be able to whip out a perfect Coq Au Vin without knowing the techniques involved to do so. But, the rewards will be greater once you do. The following list is more than just the basic fundamentals though. I’ve listed all the techniques and methods that matter to the experienced cook.

The Oven Group

Roasting – Cooking with dry heat that surrounds the food with as much direct heat as possible.

Pan Roasting – The wary little secret of every professional kitchen. This is a combination of method of starting the food in a hot sauté pan then finishing in a hot oven.

Broiling – A cousin to grilling, this is direct heat cooking with the heat source above the food instead of under it.

Braising – Moist heat cooking usually achieved in a sealed container like a Dutch oven, tagine or stoneware crock.

Baking – A dry heat method of cooking usually referring to breads, pastries etc.

The Wet Group

Boiling – Cooking in a large quantity of liquid, usually water.

Steaming – Cooking in a sealed container with a small amount of liquid (usually water but not especially) with the food suspended over the liquid so that it only comes in contact with the steam vapors.

Poaching – Best known as a method to cook egg, fish and perhaps chicken. This is cooking in a hot still liquid where the liquid never reaches more than a bare simmer.

The Frying Group

Sautéing – Cooking in a hot pan with little or no fat (butter, oil etc.)

Pan Frying – Very similar to sautéing, except done with more fat. Sometimes enough to almost immerse the food.

Stir-Frying – The Asian method of cooking in an extremely hot pan, usually a wok, with very little fat while keeping the food almost in constant motion.

Deep-Frying – Cooking by totally immersing the food in hot fat. The fat does the job of cooking by encircling the food with heat, thereby allowing it to cook faster sealing in natural juices and flavors. If done properly it’s not the health demon most people assume it is.

The Outdoor Group

Grilling – Cooking over direct heat with the food usually supported by a grate of some sort. This method can be performed indoors as well with the right equipment.

Smoking – This is actually two sub groups. Hot smoking is cooking at temperatures that will cook the food at the same time it infuses the food with smoke flavor. Cold smoking is done with the heat source separate from the cooking chamber so the food is enveloped in low temperature smoke that will infuse flavor without cooking.

Rotisserie – Like grilling, this method does not necessarily have to be done outdoors for the lucky few that have the capability in a well-equipped kitchen. Either way this is cooking with the food suspended over or next to direct heat and rotated via by some mechanical means.

The Sauce Group

Here’s where it gets a little dicey and can separate the cooks from the pretenders. Some of these techniques are best learned at the elbow of someone who’s been there before. But don’t let that stop you from digging in and trying on your own. You may come with some pretty awful stuff, but the attempt will teach you a lot.

Stock – A cornerstone of cooking, whether, meat, fish, poultry or vegetable. A low and slow cooking that’s meant to draw the true essence of flavor into a liquid form.

Brown Sauce – Usually made with beef or veal, but can be made with any brown stock made from roasted bones, flavored with aromatic herbs and vegetables.

Demi-Glace – Similar to brown sauce only made without a thickener and reduced to thicken and intensify flavors.

White Sauce – Also known as Béchamel, made with milk and or cream and thickened with a roux (flour and butter paste)

Veloute – Constructed very much like white sauce, except the milk is replaced usually by a light colored stock of either meat or poultry. It is often enhanced with egg yolks and butter at finishing.

The “Aise” Family – This includes Hollandaise and all its progeny like béarnaise, choron etc. and mayonnaise and all its descendants like aioli, remoulade etc. These are all emulsion sauces with egg bases and a body made mostly of oil or butter.

Other Emulsions – This can range from aiolis or butter sauces to vinaigrettes, to pan sauces that are thickened or finished last minute with butter and or cream.

Gravy – A sauce in loose terms only. Gravies are usually made with the juices collected from roasting meats or poultry. The non-thickened varieties are sometimes called “Jus” in modern menu vernacular.

The Soup Group

The Hearty Family – This includes all the varieties you want to serve in meal-sized bowls like beef stew, chicken and dumplings, chili, chowder and minestrone.

Bisque – Usually and intensely flavored soup that’s been thickened with rice, potatoes or a flour paste called panade.

Purees – Similar to bisque in nature but usually made with a single vegetable flavoring and thickened by pureeing the entire mass via some mechanical or manual means. Often times these soups are finished with cream.

Creams – Any soup, thick or thin, where a significant portion of the liquid is either milk or cream.

Broth – Often confused with stock, both are liquids that have been flavored with aromatics. But the basic building block of stock is bones whereas broth is composed from pieces of meat giving it more collagen. This is the lip sticking quality that gives broth its viscous body.

Consommé – A broth that’s been clarified with egg whites

The Miscellaneous Group

This is a hodgepodge of techniques that will give you a little more depth to your creativity.

Papillote, Packages and Pouches – This is where the food is wrapped and sealed in paper, foil or sometimes a natural wrapper like corn husk or banana leaf. The packages can be cooked by baking, steaming, boiling or grilling.

Dumplings – This is a very broad category of foods and methods that includes many varieties that I’m going to break put into two families. The filled dough variety and the nothing but dough variety. The filled dough relatives have names like ravioli, dim sum, kreplach or pierogi. After filling, these succulent siblings can be steamed, boiled, baked or fried. The nothing but dough relations generally just go by the name “dumpling” but sometimes have the main flavoring preceding their surname such as apple or onion. Also on this branch of the tree are hush puppies, zeppoli and matzoth balls.

Croquettes – Usually a fried delicacy, but sometimes baked. A soft filling of any manner of meat, cheese, vegetable or fruit encased in a crisp shell.

Brining – Very popular these days. Besides turkey at Thanksgiving, it’s an essential step in the process of smoking certain foods, like salmon or ham. But will often stand on its own in foods like gravlax or prosciutto.

Paté – A French term to describe a dish made with forcemeat (ground) of innards or any kind of meat. But the technique occurs in other cuisine and has recently been tagged to concoctions of vegetables or fruits as well. Cold meatloaf is technically a pate.

Charcuterie – Pardon my French, but they did have a huge influence on the world of cooking. This term covers all manners of sausage making and preserving of meats.

The Baker’s Group

This group of techniques is where the art of cooking meets the science of food. Precision in measurement, combination of ingredients and technique is of utmost importance. Discipline and a strict adherence to formula must replace the looser attitude you can give to other areas of cooking. But, as in life, there are no absolutes. Once mastered, these techniques will reveal many ways to tweak and stretch a recipe to your will.

Yeast Breads – These can be savory or sweet, loaves, rolls or doughnuts. They can be baked, fried or steamed.

Quick Breads – The “Quick” generally refers to the active leavening that’s achieved with eggs, baking soda, baking powder, and any combination thereof. These can be baked in loaves or cups (then they’re called muffins). Or steamed in molds which will change their name to pudding.

Pies, Tarts and Cobblers – Be they one crust or two, hand held or deep dish, cream filled, fruit filled, custard or meat. The basic construction varies very little.

Cakes and Tortes – The basic building blocks of flour (usually wheat but can be any variation), sweetener (sugar, honey whatever) and leavening (very similar to quick bread) rarely change. The differences all come in the flavoring and final construction.

Icings and Frostings etc. – Really a sub group of cakes and tortes, but for this purpose it stands alone. I’m including in this arena fondant, buttercream, ganache, boiled icing and all the wondrous creations done with pulled sugar.

Soufflés and Mousse- A seemingly daunting hurdle to the novice, but once the simple construction of flavoring base lightened with egg whites in the case of soufflé or whipped cream for mousse is mastered the sky is the limit.

Custards – Learning how to manage both breeds, baked and stir-cooked over heat, opens opportunities for both sweet and savory variations.

Puddings – A difficult process to pin down because of the wide range of foods that can be called puddings.

#3 Learn the Relationships of Aroma, Flavor, Texture and Color

The relationships of aroma, flavor, texture and color are possibly the most important aspect of improv cooking. In order for any dish to be cooked well, the dish must be whole. It must appeal to all the senses completely and with harmony. Webster’s Dictionary describes these elements in the following way;

Aroma – A pleasant characteristic odor

Flavor – the taste experience when a savory condiment is taken into the mouth

Texture – The distinctive physical composition or structure of something, especially with respect to the size, shape, and arrangement of its parts.

Color – That aspect of things that is caused by differing qualities of the light reflected or emitted by them.

To make all of this work in harmony is no small task. Whether from recipes or you’re imaginations it’s the crux of all cooking. To neglect or diminish anyone of these elements would result in a dish that’s not complete. And by contrast, to enhance or over emphasize anyone of these elements as well would result in a dish that is off balance and probably not very appealing. So how do you know when you get it right? Is there a formula or system of measuring these elements that can insure all the pieces of the puzzle are in place? No, you just know when it works. Even though the balance of these elements is crucial, the right answer is up to you. Let your self go and become the dish or as was first said in Caddyshack “Be the ball!” Let your senses tell you what’s happening in that pot or pan. Smell, taste, look and even listen to the food as it cooks. It has a great story to tell if you let it.

#4 Learn the Art of Accompaniment

Very few things we cook stand-alone. Even the most well-crafted stew or soup becomes even more complete and interesting by what it is served with. The gamut of choices can range from side dishes to condiments to beverages and even to the choice of lighting or music. In fact there are too many choices to discuss in detail. The best way to approach this dilemma is to first understand the goal. Because there are huge differences in these as well, a simple lunch for two suggests a different set of choices from a large family gathering or an elegant supper. Throw this into the mix along with your own level of ability or comfort with certain techniques and dishes and well I think you get my point. Perhaps the best way to approach this step towards Improv Cooking is to begin with what you know, because just as the right accompaniments can make a meal, the wrong ones can just as easily destroy it.

#5 Cook With Others

“One can acquire everything in solitude except character.”

Stendhal, On Love, 1822

Unlike jazz, comedy or any of the other improvisational arts, where the act of improv is rarely done alone, you rarely think of cooking as something that can and should be done with others. Yet there are the accidental improvisational sessions that happen all the time.

While developing the skills of Improv cooking, you should plan several intentional cooking sessions centered on a specific dish or meal that two or more people can prepare together. Cooking with someone else can magically open a door to your imagination.

#6 Taste Analytically

I started cooking because I wanted to understand the magic behind the food I was eating. Tasting smelling and analyzing ingredients to understand the effects each can have within a dish is an essential improvisational skill. The more you do it the easier it becomes to unlock the magic of a dish. This skill coupled with a solid understanding of technique will enable you to accomplish great things in the kitchen.

#7 Break the Rules.

Without a sense of exploration, which is the ultimate rule breaker, we would have never walked on the moon or experienced Nouvelle Cuisine. The space program produced hundreds of modern conveniences we enjoy today. Yet many food writers and Chefs look upon Nouvelle Cuisine with the same disdain as the embarrassingly wide collars and polyester clothing of the day. Nouvelle Cuisine left us with a legacy of pushing the envelope. Unlike any other period in cooking, Chefs were taking the expected and giving us a whole new way to see it. The foods, techniques and presentations that seemed far out and strange then have today become not only the norm for many Chefs, but a jumping off point to even wilder ways to cook. Breaking the rules is the mantra in many kitchens today. Savory foams, laser printed edible paper, carnival midway snacks served in the palaces of high cuisine are just a few of the ways rules are being broken. If something feels like a rule the next time you’re in the kitchen, then break it. You may create something inedible, but you will learn a valuable lesson. I can’t emphasize enough that once you combine your increased knowledge of techniques, flavors and construction your imagination will be free to see new avenues to explore. Soon the rules will start disappearing.

CHICKEN BREASTS IN MUSTARD PAN SAUCE IMPROV

Chicken Breast, boneless and skinless

Unsalted Butter

Kosher Salt

Fresh Ground Pepper

Veloute Sauce

Good Grainy French Mustard

Egg Yolks

Lemon Juice

Chives for garnish

Butterfly the chicken breasts or pound them to 1/2″ thick. Season each liberally with salt and pepper then set aside. Heat the butter in a large skillet over medium high heat until it foams and begins to brown. Add the just enough chicken to the pan so its not too crowded. Brown the breasts on one side then turn and cook for about 4-5 minutes. Remove the pan from the heat and lift the chicken breasts to a warm platter. Repeat the process again if you need to cook more chicken. If not, return the pan to the heat and add the veloute sauce. Stir in the mustard and reduce the heat to low. Scrape the pan to lift all the little bits of browned chicken stuck to the pan. Beat the egg yolks in a small bowl. Add a little of the warm sauce to the yolks to warm them then stir the mix into the warm sauce. Return the pan to the heat, but do not let the sauce boil. Finally, stir in the lemon juice and adjust the seasoning if needed.

Return the chicken and any accumulated juices to the sauce and warm briefly. Serve the chicken topped with a little sauce and garnished with some snipped chives.

Improv Hint: The veloute sauce in this case should be a little on the thin side. The simmering in the pan, the mustard and the egg yolks will have an affect on making it a little thicker. Plan on about one-third cup of sauce per chicken breast.

Tobie began his career as part of a restaurant and tavern family in Chicago. As a student of liberal arts at Kendall College he discovered his calling in the restaurant industry. Leaving school before graduation, he accepted an apprenticeship under Chef John Snowden at Dumas Pere L’Ecole de la Cuisine Francais. The classic French apprenticeship prepared him for a career as Chef and consultant. Lettuce Entertain You Enterprises’ re-opening of the legendary Pump Room in 1977 was his first project. Since then, he has used his creative talents working with restaurants all over the country. He currently resides in Minneapolis working with an active list of consulting projects including, The Sample Room, a renovation of an old bar to a modern eatery Ike’s Bar and Grill, classic dining in downtown Minneapolis, Monkey Dish Bar and Grill ; an outrageous fun concept in suburban Chicago among others. His articles have appeared in various local publications and he makes regular appearances on radio and TV. He is working on a book called “IMPROV COOKING”.

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Innovative Internet Marketing Ideas – Advantages and Disadvantages

Sunday, January 29th, 2012

If you are a business owner or even if you are about to become one, there is a good chance that you have heard of innovative internet marketing ideas before. Although you may have heard of these ideas before, do you know what they are? Do you know what they can do for you and your business? Are you using the same old marketing techniques used by everyone else in the industry and struggling for traffic and business? Lets examine the advantages and disadvantages of using innovative internet marketing ideas to promote your business.

Before you start to examine the advantages and disadvantages of innovative Internet marketing, it may be a good idea to examine exactly what it is. As a business owner or a soon to be business owner, you likely already know what Internet marketing is. Marketing is getting your business out into the general public; it is done by targeting your intended audience, your customers. That targeting is done by way of the internet; thus the title, internet marketing. It is also important to understand how to be innovative and how that ties into internet marketing. Innovation is another word that is often used to describe something new; therefore, innovative Internet marketing ideas are relatively new ideas, particularly ideas that have just recently been developed.

When it comes to innovative internet marketing ideas and your business, you will find that there are a number of benefits. One of those benefits is the ease of use. Even if you do not have a large amount of computer experience, you will often find the internet easy to use. Whether you are interested in making your business an online website, starting a business newsletter, or conducting a demographic analysis online, you should easily be able to do so. Even if you do not know how to start up your own newsletter, do an online poll, or make your own website, you should be able to learn, often in no time at all. The internet offers information on starting all kinds of businesses.

Once you have chosen your niche, or specific area or product that you would like to promote or sell, try searching the internet for similar products or services. In this way, you can determine any potential competition. If competition exists, you can decide if you want to compete, or find a complimentary product or service to promote. If competition doesn’t exist, and there is a market looking for answers to a question, this would be a perfect niche market to begin a business in.

In addition to using the Internet to put your innovative marketing ideas to into motion, you can also use the Internet to find those ideas. Using the Internet to find innovative Internet marketing ideas is a relatively quick and easy process. By staying up-to-date on the latest business and marketing news or by performing a standard Internet search, you can easily be kept in the loop, when it comes to Internet marketing ideas, particularly new ones. If you have a niche that you are interested in, often signing up for related newsletters or chat rooms can lead to the discovery of a new business idea or marketing technique. If you put those ideas into motion, as soon as you hear about them, your business may be given an edge above the rest of its competition. In fact, a new innovative Internet marketing idea may be just what you need to get your business up and running.

What is also nice about innovative Internet marketing is that, although it is relatively easy to develop your own marketing ideas and execute them, you don’t necessarily have to. For example, there are a large number of individuals who specialize in Internet marketing. Those individuals, who are often referred to as internet marketing specialists, can be found online. An internet marketing specialist is a trained professional who can not only come up with new ways to market your internet business online, but they can also execute those ideas for you, for a reasonable fee. Whether you don’t have the time to develop an effective marketing plan or if you want to avoid the hassle of doing so, an internet marketing specialist may be able to offer you assistance.

Although there are a large number of advantages to using innovative marketing ideas to promote your business, there are also a few disadvantages to doing so as well. One of those disadvantages is the fact that innovative marketing ideas are new. With new marketing ideas, they have sometimes yet to be tested or proven; therefore, you are really given no guarantees that a new, innovative Internet marketing idea really will work. Of course, it is important to remember that with business, there are always risks. Trying a new innovative internet marketing idea may not work out to your advantage, but it may also be the best thing that has ever happened to your business.

Barb Asselin is an author and owner of Asselin Group, an online publishing company. For more articles relating to internet marketing, visit http://marketing-strategies.asselingroup.com or for other aspects of internet businesses, visit http://www.asselingroup.com/ebooks-internet.htm to read our articles or ebooks. Visit http://www.asselingroup.com to see all that Asselin Group has to offer, including municipal directories, real estate articles and sign language ebooks.

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Children’s Furniture

Saturday, January 28th, 2012

Your child will soon grow up to really appreciate their surroundings. They will soon be at the stage where they will understand the necessities of what a bedroom should be like. Then comes the inevitable: they’ll choose the furniture for their selves. Of course, there’s nothing wrong with that because they are in charge of their own room.

The bed is not the only thing that your child will change. They’ll change the complete makeup of the room from the headboards to the bookshelves. Fortunately you can find complete childrens furniture in online stores and look at them with your child. You won’t be disappointed in the selection of furniture that’s available.

A child’s bedroom should reflect more than just the bed; it should reflect their imaginations. If they are adventurous and action-oriented, then buy furniture that’s geared toward that. Fantasy-filled? There’s furniture for that, too. There is nothing that can’t be done in this regard. Your child will have much furniture from which to choose and you’ll be able to go with them.

Your child’s bedroom is going to more than just a bedroom, too. It’s going to be a central area where games are played and friends are going to spend the night. As such, you should buy childrens furniture that best reflects the child’s needs in regards to space and imagination.

The best option is to buy them online because many stores have limited time from which to shop. At least online, you can shop to your heart’s content.

To learn more about childrens furniture you can research more through some trusted website or learn more through children bedroom furniture.

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The Top 5 Mistakes in Small Engine Repair

Friday, January 27th, 2012

Many people start to look into why their lawnmower, snow blower, or chainsaw doesn’t start or run properly only to fail and curse in frustration. There is a reason for this that anyone can overcome just by avoiding these 5 common errors.

1. They have no plan of attack. If you were to decide to put a garden in your backyard or to build a garage to work out of you wouldn’t just start cutting wood and nailing it together. You would in fact purchase a design or create one yourself. If you are going to resolve the issues with your small engine equipment, you must have a plan of attack to avoid repetition and to ensure you cover all the bases.

2. They never check the basics. There are a few simple things that every internal combustion engine must have to operate properly whether it’s on your boat, car, lawnmower, or trimmer. These are: Compression, Spark, and a Proper Fuel/Air Mixture. You cannot attempt to resolve your small engine problems without knowing if these things exist at acceptable levels in your unit.

3. They don’t check things properly. The biggest thing I see on the internet in forums and blogs about small engines is that they claim to have spark coming to their sparkplug but the engine won’t fire and fuel pours out the exhaust or the plug is wet. Spark performs differently under compression then it does without it. You cannot accurately test for spark by resting your sparkplug against the engine and cranking it over. If your ignition module or sparkplug are weak and not providing sufficient output (about 12KV or more) you may in fact see spark when tested without compression but as soon as you try to run the unit the spark disappears.

4. They never move ahead to the next possible issue. Someone once told me that the definition of insanity is doing the same thing over and over again expecting a different result. If you have no spark, for example, cleaning your sparkplug and retesting and retesting isn’t going to get you spark. You need to know how the ignition system on your engine works and properly fault find the issue at hand moving ahead and systematically removing what could be causing the issue.

5. They don’t seek professional assistance. Sometimes a problem is bigger than you can handle, or maybe you need to learn some things to resolve a specific small engine problem. Going to your neighbour who tuned up his lawnmower at the start of the year, or your local automotive repairman won’t get you what you need. Automotive isn’t what it used to be and unless your mechanic was wrenching in the 1970s then he probably doesn’t really understand your small engine. This is because they are designed and operate differently. Cars and trucks have computers and modules that are tested using a code reader whereas your snow blower does not. If you don’t know how a small engine operates exactly, then you probably will never solve your problem. I don’t ask my dentist why my back hurts and I doubt you do either.

So if you’re trying to resolve an issue with your lawnmower, snow blower, or riding mower, remember these simple mistakes and avoid them. Seek out a reliably trained and experienced Small Engine Technician and ask his advice. Learn to do simple trouble shooting and fault finding techniques that are proven and work every time because they follow the basic principle of how small engines work.

Best regards,

Al

P.S. You can download a free checklist that will work with any small engine running problem here.

Al Smith

[http://www.theglobalsmallenginecommunity.com/]

Stihl Master Service Technician, Husqvarna University qualified, Kohler & Briggs certifed, Toro, Lawnboy, MTD and many other qualifications and experience.

I used to be the service manager for a large local small engine shop and now am exploring online options for business as well as servicing select customers equipment to maintain and repair them. They include all kinds of small engine powered units from trimmers and chainsaws to riding mowers and zero-turn units. I have been a mechanic both as a hobbyist and as a professional since 1987, served 20 years in the Canadian Air force, and have rebuilt Motorcycles, Trucks, Snowmobiles, and anything else I could get my hands on.

I am highly respected in my local community and believe that anyone can do anything provided they have the desire to learn and the resources available to them. My online goal is to provide quality information at reasonable costs (free if possible) on small engine maintenance and repair to assist the person with the desire.

You can see me on different posts as TheAlSmith and providing answers as an expert at AnswerGem in their small engine forum.

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Car Finance Places You On The Top Gear While Buying A Car

Friday, January 20th, 2012

Fast car on open roads. It is a perfect picture for any car enthusiast. But you have to go to your work and also drop your kids to school. This is the real picture for most of us. We need to save time when we don’t have any. A typical individual has so many odd jobs to complete that a car can, without doubt, facilitate their accomplishment. Financing your car doesn’t fit your idea of the way of buying your car; then probably you are still stuck with traditional car buying methods. Shed your inhibitions with regard for car financing because it undoubtedly keeps in mind your financial caliber before furnishing you with a car finance loan.

Car financing has taken a new spin with regard to providing investment for buying a car. So, how do you finance a car? If this question leaves you baffled, then you have to go a long way in the process of buying a car. The term ‘financing’ in relation to buying a car connotes either rendering loan to buy the car or lease the car to you. You are probably concentrating on the former meaning. Many people are in favour of talking car finance from dealership for it seems like a convenient option. It seems easy; you select a car, fill out a credit application, and drive away with your car – all in a day’s work. Car finance through dealership will give you car finance on weekends and even at nights when other banks and credit unions are closed.

Seems convenient, isn’t it? But there is a catch. The dealer will be certainly charging you more for your car finance. Usually car buyers are overcharged by 3% on their car finance. A great number of complaints about car financing are related to dealers. 0% APR is not only attractive but lures the buyers to acquire up car finance not meditating if it is feasible for them. There are very few people who can actually get a 0% APR. Thus car finance deals usually fall midway thereby making car finance experience an extremely distressing one. You are buying a new car and probably for the first time, you certainly want it to compliment your enthusiasm. There are few elementary things that need to be kept in mind before taking that crucial primeval step in car buying.

First and foremost in car buying and financing is checking your credit score before you apply for a car loan. Many people are unaware of the fact that they even have a credit score. You can expediently check your credit score online. So, if you have bad credit history then probably you will be paying more interest rate for your car finance. If your credit score drops below 550, then probably apply for new car finance is not such a good idea. First repair you credit score. Repairing credit score requires little effort, helps you repay your debt and retain your credit report. Online car finance companies can get you car finance loan even if your credit score is lower than required. Your car finance loan can get approved in minutes. Online car finance companies have revolutionized car finance procedure. With lowest online car finance rates, no application fees, or down payments car finance companies provide a formidable competition to car dealers. Car finance companies have set a standard for providing car finance that is worth opting for.

70% of cars are obtained by some kind of financing. You can even finance a used car. The process is as effortless and undemanding as financing a new car. The essence to finding the right car finance is doing to research about your kind of car. Knowledge is power; you must be awake to this age old logic. When so much information frequently exists, then why not make use of it. Find out how much your car costs by comparing rates with local dealers. Very decisive, is cognizing how much, you can afford. Calculate, you monthly income and deduct your usual monthly expenditure to find out how much you can afford on a monthly basis. Compute carefully, otherwise you will find difficulty in repaying your car finance loan. And you definitely don’t want to fool around with your repayment plan because a lot is at stake. You can seek free advice for your own car finance online through credit unions and loan institutions.

You are a car enthusiast, a car consumer, a just a person who needs a car you ought to drive the best car. And why not drive the best car, when you have access to the best car finance plans. Car financing is a transparent route that leads you to become a car owner. Car finance loans are usually short term loans ranging from 36 to 72 months. Shorter loan term imply, lower interest rates and will prove to be cheaper. You have been working hard to select the car you want; there is a fairly good chance that you would not have to work so hard for car finance. So, sit back relax and enjoy the ride.

After having herself gone through the ordeal of loan borrowing, Natasha Anderson understands the need for good quality loan advice. Her articles endeavor to provide you the wise counsel in the most elementary way for the benefit of the readers. She hopes that this will help them to locate the loan that beseems their expectations. She works for the UK secured loan web site [http://www.ukfinanceworld.co.uk.To] find a Secured or unsecured loan that best suits your needs visit http://www.ukfinanceworld.co.uk

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11 MONSTROUS Small Business Marketing Mistakes and How To Avoid Them

Wednesday, January 11th, 2012

Increase your profit potential by identifying – and avoiding – these 11 marketing mistakes.

MONSTROUS Marketing Mistake Number 1: Sinking a Fortune Into an Unproven Product

Is your business idea built on market research or a hunch?

Entrepreneurs often fall in love with their products or services before they determine if there’s a real market, and they throw fistfuls of money into the venture. If you, your spouse, your uncle, and your neighbor think you’ve got a winning idea, that’s simply not enough qualified input to run to the bank and drain your savings account!

Avoid this mistake by:

  • Conducting your detective work (research).
  • Testing your business idea with the real marketplace.

MONSTROUS Marketing Mistake Number 2: Believing That “If You Build It, They Will Come”

Do you think you have a product or service that will practically sell itself?

Trust me – you don’t.

There is a misconception among small business owners that, with the right product or service, your customers will simply “find” you when you open your doors for business. Whether you have a physical storefront on a corner lot in the busiest part of downtown, or a graphically pleasing online storefront offering easy access to your hot products and services, your customers will not find you if you do not market to them.

The day you open for business is the day you put on your “marketer’s hat” and never take it off. You must consistently move product, or schedule service time.

To stay in business you must profit.

To profit you must sell.

To sell you must market.

The good news is that, with a marketing strategy, you take the control out of your potential customers’ hands and put it into your own. If you have a product that will “practically sell itself,” then your marketing job will be easy. Just remember that the job must still be done.

Avoid this mistake by:

  • Defining your niche market and USP (Unique Selling Proposition) that differentiates you from your competition.
  • Developing a marketing action plan and strategy to reach your niche market with your USP message.

MONSTROUS Marketing Mistake Number 3: Trying to Reinvent the Wheel

Marketing is an age-old practice with some very basic principles. Yet, I’m sure you’ve read many marketing information products that stress the importance of being innovative and creative with your marketing efforts. It’s easy to get caught up in the innovation process and forget that the REAL focus should be on results.

Avoid this mistake by:

  • Emulating success instead of trying to create something completely new. Please note that I am not saying, “copy” what others are doing. Look at the basic structure of a tactic, campaign, advertisement, or event and use the same formula as a basis for developing your own tactics.
  • Realizing great marketing ideas are used over and over again with just the right twist to make them fit a specific business. Focus on results, and choose imitation over innovation to create your own twist on a proven, winning technique.

MONSTROUS Marketing Mistake Number 4: Over-Preparing and Doing Nothing

The fear of failure can be powerful. So powerful that we do everything we can think of to prevent it. Yet, there is a point at which we are so busy preparing, organizing, and researching to prevent failure that we never get around to the actual marketing of the business. Here are two things to remember:

  1. Activity is not productivity.
  2. In order to sell a million of something, you have to sell the first ONE.

Avoid this mistake by:

  • Doing something! If you believe in your business and have done your detective work, it’s time to dive into the marketing pool. Start small, track results and build from there.
  • Not being afraid to make a mistake. Mistakes are the entry to success. At the very least, a failed promotion means you have SUCCESSFULLY determined what promotion does not work. And, to learn what does NOT work is a valuable tool in getting you closer to discovering what WILL work.

So, go ahead. Fail a little. It will make your eventual successes even sweeter.

MONSTROUS Marketing Mistake Number 5: Boredom

When I was working for an ad agency many years ago, I had one client that was running an extremely successful ad campaign. After about six months, I received a phone call from the client. He wanted to develop an entirely new campaign. When I asked, “why?” he simply said, “I’m bored with the one we have.”

What?

That client may have had the money to spend on a new campaign due to “boredom” but you and I usually don’t. Yet, I’ve often seen my small business clients switch promotions for the same reason. This is detrimental to your business!

“Losing money” is a reason.

“Boredom” is not.

Avoid this mistake by:

  • Remembering that, what is old to you, is new to an untapped target market. If you have a promotion that is consistently getting you results, stick with it until results show you its time for change.
  • Testing new promotions without abandoning the current one. Then track results. Never swap a current promotion with a new one that hasn’t been tested.

MONSTROUS Marketing Mistake Number 6: Relying on Networking to Generate Sales Leads

Joining the Chamber of Commerce and schmoozing at association meetings can put you in contact with vendors and possible joint venture partners, and will be invaluable exposure for you as a community supporter – but it will rarely generate substantial sales leads.

Everyone else who attends these “meet and greet” assemblies is there to do the same thing you are. You may be able to make some valuable contacts for future ventures and promotions, but one-on-one networking is time-consuming and results are unpredictable.

Avoid this mistake by:

  • Treating networking opportunities the same as any other marketing tactic. Track results by determining your costs and measuring your payback.

MONSTROUS Marketing Mistake Number 7: Doing What Your Competitors Do

It’s important to be aware of what your competitors are offering, but do not let it dictate the strategy you use for your own business.

If your competitor wants to be the low price leader, let him. Don’t try to become the “lower price” leader. Chances are this will lead you to financial problems because it will thrust you into an ugly price war.

If your competitor wants to tout low prices, then you focus on value. Bargain hunters don’t necessarily want the lowest price. They want the best VALUE. Make what you have to offer something of value.

Avoid this mistake by:

  • Finding an unmet need or want of your target market, and fill it to differentiate your products and services from your competitors.
  • Giving customers a reason to choose you over your competitors. Define your USP, and identify your niche market.

MONSTROUS Marketing Mistake Number 8: Not Targeting a Specific Market

If you believe your market is “everybody,” you will struggle to attract people who will buy from you. The value of target (niche) marketing is one of the toughest sells I make to my clients. They understand the logic of it, but the “fear of losing a potential customer” gets the best of them.

Avoid this mistake by:

  • Viewing the practice of niche marketing as inclusive, not exclusive.

Think of your business as part of a person’s support group. It’s logical to say, “Everybody needs a support group so my business should attract everyone.” But, will it? People – your customers – want to go to a support business that understands their specific concerns, needs, and wants. Make sure you ARE that business by targeting a niche market.

MONSTROUS Marketing Mistake Number 9: Targeting a Market You Can’t Reach or One That Can’t Afford You

Targeting a niche market is the smartest way to market. Yet, targeting a market that is too specific will limit your ability to succeed long term. For example, a market that might be too specific would be: female pilots under the age of 35 who fly ONLY New York to London flights. That’s a pretty narrow market to sustain your business in the long term unless you can capture the ENTIRE market with a product or service that has a high profit point and customers need to use or replace it often.

In that same vein, a market that is begging for the service or product you have but cannot afford it will also be a business impossible to sustain. Never compete for someone’s rent money. Your target market must have the means to buy your products and services.

Avoid this mistake by:

  • Creating your customer profile to identify characteristics of your potential buyers,
  • Identifying a niche market,
  • Examining the long term potential for new and repeat sales.

MONSTROUS Marketing Mistake Number 10: Focusing On Acquiring New Customers Instead of Promoting to Current or Previous Customers

When you first start a business you have little choice but to focus on gaining new customers. The cost of finding those new customers can be expensive, which is one reason it is so important to really target a specific niche. However, once you’ve made just one sale, you’re ready to start looking at other marketing options.

Wouldn’t you like to:

… slash your marketing costs by half or more?

… reach proven buyers for your service or products?

That little goldmine of proven buyers available to you “on the cheap” is already yours in the form of current and previous customers.

Any respected marketing guru, past or present, online or offline, will tell you that the biggest asset your company has is your customer base.

Avoid this mistake by:

  • Realizing that, when a sale is finalized, it is the beginning of your relationship with that customer, not the end.
  • Offering additional products or services to current customers. If you don’t have your own to offer them, then develop a referral, joint venture or product bundling program so you can reap profits from your already-interested (and buying) customers.

MONSTROUS Marketing Mistake Number 11: Not Systematically Following Up on Leads

The least expensive part of business is making the sale. The most expensive is generating leads – finding the people who are interested in what you have.

Once you find people who express an interest in what you have to offer – whether they buy from you or not – you MUST develop a follow up system that will keep marketing to those interested prospects. A person who has expressed interest in your products and services is far more likely to eventually buy from you than someone who did not respond at all!

Avoid this mistake by:

  • Curbing the tendency to become obsessed with generating more leads until you have exhausted the ones you already have.
  • Developing an easy, systematic follow up for leads, designed to convert a “maybe” into a “yes.”

About The Author

Susan Carter helps business owners “do more with less” to operate and market their small and growing businesses. She is the author of How To Make Your Business Run Without You, and SPLASH Marketing for Overworked Small Business Owners. Carter offers FREE book chapters, and distributes free business-building advice in her twice-monthly ezine, SuccessExpress Press, available at http://www.successideas.com susancarter@successideas.com

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Automotive Repair Training Correspondence Course

Sunday, January 1st, 2012

Automotive repair training is one of the most practical courses you could ever take. Like good teachers, doctors and chefs, anywhere in the world you are, there will always be a need of people who good at repairing cars.

One of the most frustrating (and sometimes frightening ) thing for drivers is the times when their vehicles breakdown in busy traffic or on lonely country roads. And what is worse, is hiring auto mechanics who are no good and hence are unable to solve the problems.

It is no surprise that some so called auto technicians or auto mechanics have no previous training. They have learned how to “fix cars” by watching their dads work on their cars.

Whilst experience is a great teacher, it does help a mechanic to become more skillful if he had automotive repair training. Such training lays out the theory and practical aspects of repairing an engine.

One must remember that the car engines of today are a lot more complex that 20 years ago. There are sophisticated computer systems, braking systems and suspensions. An auto mechanic needs to keep abreast with rapidly changing auto technologies.

Automotive repair training gives aspiring mechanics up to date knowledge of the modern day engine and how to solve the problems such engines experience. This training can be done entirely via correspondence. The course materials are delivered right to the door of the student.

What is more, getting this training via correspondence is a time saver – it allows the student the opportunity to study in his spare time whilst getting vital on the job experience.

If a career in car engine repair intrigues you, seek quality online schools that offer car repair training online or via correspondence. Look for schools that have been around for a while and have a proven track record.

Next, find out which online school offers the top rated automotive repair training. Visit: http://www.DistanceLearningDegrees.org

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How to Cook Indian Foods – North India

Tuesday, December 27th, 2011

You’ve probably read the previous piece on North Indian breads. This article focuses on North Indian cooking, which includes cooking style, spices used, terminology and some common foods.

North Indian cooking is nearly always quite spicy and uses a large number of spices in any given dish. The terms used for various dishes are normally descriptive of the food itself like Jeera Aloo for instance, which literally translates to ‘Cumin seed Potatoes’. Like most cultures there are also some misleading names like ‘Butter Chicken’, which is actually marinated chicken cooked in a tandoor and served in smooth, tomato gravy and doesn’t contain any butter. There are also terms which aren’t related to the food in question, like Pulao, which is rice cooked with spices and vegetables. The term sabzi (sub-zee) is used quite liberally when describing nearly any dry, vegetable preparation. The same applies to the term dal, which is used for most types of lentils. The term tari (tuh-ree) denotes gravy and is suffixed to the name of a dish when it has gravy.

In these days of fusion food, it is difficult to pin down a set of spices that a given region can claim. However, traditionally, north Indian cooking uses the following spices and herbs:

  • Cumin seed (Jeera)
  • Ajowan or (Ajwain)
  • Red Chili Powder I – Flavor over color (Lal Mirch)
  • Red Chili Powder II – Color over flavor (Degi Mirch or Kashmiri Mirch)
  • Turmeric Powder (Haldi)
  • Dried Mango Powder (Aamchur)
  • Coriander Seeds (Sabat Dhania)
  • Coriander Powder (Dhania)
  • Fresh Coriander Leaves (Hara Dhania)
  • Green Cardamom (Choti Elaichi)
  • Black Cardamom (Badi Elaichi)
  • Cinnamon (Dalchini)
  • Garam Masala – A set mixture of spices – roasted cumin, cinnamon, cloves, caraway seeds, nutmeg (and/or mace) and green cardamom seed or black cardamom pods. The composition of Garam Masala changes from region to region.
  • Dried Fenugreek Leaves (Kasuri Methi)
  • Black Mustard Seeds (Rai)

This list is by no means complete – there are many more spices used in every day North Indian cooking – the purpose of this article however is to provide a feel for North Indian cooking.

Different spices are used in different situations, in different ways. The flavor and characteristics of spices change if you’re dry roasting them, frying them, adding them before simmering to cook or after cooking.

Our first foray into traditional North Indian cooking could start with a simple vegetable preparation, which we could either call Aloo ki Sabzi (‘Vegetable Preparation of Potatoes’) or Jeera Aloo (Cumin seed Flavored Potatoes).

Cumin Seed Potatoes / Jeera Aloo

Ingredients

- 3 Large Baking Potatoes

-One onion, chopped fine

-1 tsp Cumin seed

-1 tsp Turmeric Powder

-1 tsp Chili Powder

-1 tsp Coriander Powder

-1 tsp Dried Mango Powder

-Salt to taste

-Chopped fresh coriander for garnishing

-Oil for frying

Method

First peel your potatoes, dice and then boil in lightly salted water. Then drain and let cool. Heat oil in your pan and add the cumin seed. After 2 – 3 seconds of crackling, add the onions and fry, stirring lightly for about a minute on low heat. Now add all the spices, except the dried mango powder and mix well. Throw in the potatoes, which should be nice and firm now and toss well, so the onion-spice mixture coats the potatoes all over. Simmer for about 5 – 7 minutes. Finally, add the dried mango powder and toss the potatoes on high heat, till there’s a thick, spicy sludge adhering to the potatoes. Garnish with the fresh, chopped coriander prior to serving.

These can be served with Rotis, filled in toasted sandwiches or just eaten as is for a snack.

As you can see, this everyday dish uses 5 different spices and one herb. There are some traditional dishes that use up to 30 different spices! These are now (in most part) a thing of the past and cooked only on very special occasions.

As an example, let’s say we’d like to try our hand at cooking a simple north Indian dish without a recipe, simply going by the style. Obviously we’ll need some north Indian spices, the most common of which are Jeera (cumin seed), Haldi (turmeric powder), Namak (salt) and Mirch (chili powder). The first step, in nearly every dish is to fry onions as it is a staple in north Indian cooking. When pink/transparent, we add some spices and fry some more. This gives us a thick sauce to which we can add a little water if we wish. This sauce will coat the vegetables or meat we’ll add later. Here’s a simple example.

Onion and Tomato Sabzi / Pyaaz Tamatar ki Sabzi

Ingredients

-3 Large tomatoes, chopped roughly

-Two Onions, chopped roughly

-2 large cloves of garlic, finely sliced

-1 tsp Cumin seed

-1 tsp Turmeric Powder

-1 tsp Dried Mango Powder

-1 tsp Chili Powder

-Salt to taste

-Oil for frying

Method

The process is really quite simple – we heat a little oil, add the onions, fry a little, add the garlic and continue frying till the onions are pink or translucent. Then we add the rest of the spices except the dried mango powder, mix well and finally toss in the tomatoes. The dried mango powder goes in at the end.

One major feature of Indian cooking is that vegetables are rarely left crisp or crunchy. They’re nearly always cooked till they’re very soft. This isn’t very good for the nutrition content of the veggies and I’d recommend cooking them till they’re just done and still have a bit of bite left.

The pan will be kept on a simmer for 5 – 10 minutes, till the tomatoes are cooked through. Finally we stir in the dried mango powder and it’s ready to eat! This dish is usually eaten with Rotis.

As you can see, the pattern is similar – fry onions (if using), spices, toss in vegetables, nuke them (or not) and serve. Now that we have an idea of the basics involved, let’s get on to the secrets!

The Cooking Methods (by Naheed)

Secret 1: Bhuno well.

This is an extremely important process and involves frying spices to extract most of their flavor. Remember not to overheat the oil (unless it is mustard oil, which has to be heated till it emits some smoke & does not froth when something is put in it). If dry powdered masala is being used, the oil should not be hot as the dry spices will burn. Some amount of water must be added if you feel the spices may burn. When making the masala, use onion paste along with ginger & garlic to which you will add other spices as required.

For meat however, the method is quite different. This is the last process for cooking meat in quite a few cases, or the process just before adding water to make the gravy. It is believed the real flavor of meat develops only if you devote upward of 10 minutes to this process. Meat releases some of its own fat which mixes with the spices and then the oil cooks the meat and helps the meat absorb the mixed flavors of the spices. How long to do so, is a question that has no fixed answer. As a guideline, stop when either the meat becomes too tender or the gravy becomes completely dry, or your guests start to get very restless. You will also notice that the meat & gravy tend to stick to the vessel if you do not stir them constantly. If they do, scrape it off; and if the gravy gets too dry, add yoghurt or water.

Secret 2: Bagharna

This is a simple process and is called Chaukna in Hindi. Here dry spices are added to hot oil and this concoction is added to a dish (e.g. Dal). Although a simple process, do not burn the spices. In fact it is advised that once you have added the spices, remove the vessel from the fire.

Secret 3: Dum Cooking

This is the art of slow cooking. It enables individual flavors to intermingle properly. This is also the method used for the last few minutes when cooking rice or biryani. In the old days, when food was cooked on coal or wood, the only way was to raise the distance between the flame & the vessel, or put the vessel in the dying embers, seal the lid of the dish with flour & put a few embers of coal on top of the lid. In dum cooking, it is essential the fire be at its lowest and the food will therefore take a while before it’s done. Rest assured that your patience will be amply rewarded. Thankfully modern cooking presents us with newer methods and one of the easiest is to put the whole vessel in an oven. If you do not have one, put a griddle (tawa) on the flame & then put the vessel on it. Also note that dum cooking meat will make the ingredients (meat, vegetables) exude the moisture or water within. A word of caution here: Try not to use a pressure cooker or the meat will not turn out right.

Secret 4: Frying

Simple you’d say. Well, yes it is. However, there are two types of frying. One is frying to cook and the other one to brown. For deep frying it is essential that there be sufficient oil to cover the item. For browning, the oil can be less but must be at a low temperature.

Secret 5: Using earthenware

Not only is earthenware cheap in India but it was also the first form of disposable crockery. Most desserts in India were traditionally served either on banana leaves or in earthenware crockery. Some of the better known five star restaurants in India still use earthenware. If you’ve noticed, tea at Indian railway stations is still served in earthenware glasses. Not only is it environmentally friendly, a special earthy flavor permeates the tea, which no cooking method can simulate.

Secret 6: Kewda Water

Kewda is the derivative of a desert plant with very fragrant leaves. The essential oil of this is heavily diluted in water which is used as a perfuming agent for food. Typically used in Firni and Zarda among other desserts and has no parallel.

The Ingredients

Secret 1: Dahi or Yoghurt

This is a wonder ingredient. Yoghurt lends a light buttery flavor to the creation as well as a light creamy consistency. For example, it is the base for some dishes like Rizala where the original flavor of yoghurt is completely transformed. Yoghurt when cooked transforms in taste to lightly sour and gives the gravy a creamy texture. All in all, it is an essential item. In a few dishes, it may be substituted by tomato puree but then the final result will be slightly different. Did you know vegetables cooked in yoghurt retain their shape? In fact in Dumpukth Fish, it is the yoghurt that preserves the shape of the fish. Also, at times if you have mistakenly added extra salt, add a splash of whisked yoghurt and cook for a while.

Secret 2: Onions

This is an essential ingredient in a lot of dishes and is commonly used for salads. A handy tip on handling onions is to remove the outer dry skin, cut in half and wash thoroughly to prevent your eyes from watering. Onions lend a sweetish flavor to cooking and are a common masala base. However when fried then mixed, the taste is totally different. So when the recipe says “fry onions”, you’d better fry them.

Secret 3: Cumin

There are two types of cumin seeds. The common white cumin seeds which are cheap are used mainly in vegetarian dishes. They are more often than not fried to get their flavor out. Sometimes as in a raita, they are dry roasted on a tawa and then ground. However, the more expensive black cumin seeds or Shah Jeera as they are commonly known as, are quite different in taste and flavor. The two are rarely substituted. Most restaurants substitute them in rice preparations, but then, what you get is something totally different.

Final Recipe

Now that we have quite a good idea of what’s involved in North Indian cooking, perhaps a slightly complex recipe is in order – Nihari. This is definitely not one of the dishes that one finds on the menu of five star restaurants. This is one of the dishes eaten with a lot of passion by all. In fact to have Nihari one must have the zest to wake up before dawn because it is a very hot meal and in most places where it is served, the service is over by 9am. It is a delectable broth of meat, cooked over a slow fire, mostly overnight and eaten in the early hours of the morning with a tandoori roti and an assortment of fresh herbs accompanied by loads of lemon. The meat is fulfilling and the broth is had as a refreshing and a rather hot soup. The other reason why one has it as a breakfast meal and that too only in winter is because it makes you feel very thirsty and rather warm. Don’t tell me I didn’t warn you.

Nihari

Ingredients

  • 1 kg Nihari meat (or any other meat that’s available)
  • 250 grams Onions, sliced
  • 3/4 cup Ghee
  • 2 tbsp ginger paste
  • 2 tbsp garlic paste
  • 2 tbsp dry roasted chickpea flour
  • 1/2 – 1 tsp red chili powder
  • 1 tsp Coriander powder
  • 1/4tsp Turmeric powder
  • Salt to taste

Spice mixture

Grind together the following:1/4 tsp. dried ginger, 1/4 tsp. mace, 1/2 tsp. fennel, 1/2 tsp. white cumin seeds, 2 large cardamom, 4 small cardamoms, 4 cloves, 6 black pepper seeds

Preparation

Preparation time 30 minutes | Cooking time 2-3 hours

  • Add 2/3rd of the onions in moderately hot oil and when the onion goes soft add ginger & garlic paste along with ground coriander and turmeric powder and let it fry for about 3-4 minutes or until the oil comes on top again.
  • Add the meat and cook over slow fire. The meat will let out its own water.
  • When it is semi cooked, add the chick pea flour to 2 cups of water and leave the broth to cook over very slow fire for at least 45 minutes.
  • The slower you cook the more flavors you will draw out.
  • Keep the pot covered but no pressure cookers please.
  • When the meat is as tender as it can get, add the spice mixture along with the leftover onions.

On a parting note, while cooking methods remain largely consistent and typical, knowing the spices will help tremendously. So while you’re cooking go on and add that sprinkle of black mustard seeds to hot oil and watch them crackle or throw in some curry leaves and savor the change in flavors!

Sid Khullar has written nearly 400 articles on food, cooking and other related subjects on Chef at Large. He welcomes recipe and photo contributions and is always looking to meet people passionate about the culinary arts.

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Dining Out Tips – How to Lose Weight When You Like to Eat Out!

Sunday, December 25th, 2011

Is it really necessary to be careful when you’re dining out? Can’t you just splurge when you eat out and watch your intake when you’re at home? Not if you want to lose weight! According to the National Restaurant Association, American restaurants bring in over 500 billion dollars in sales annually! Imagine what that figure must be worldwide! With grocery prices soaring, the majority of mothers working outside of the home, and so many people working long hours and living hectic lives, is it any wonder that we don’t cook anymore?

The problem, of course, is that with the growing obesity problem, and all the health-related issues that come with it, people are going to have to learn how to make wise choices when eating out in restaurants.

There’s absolutely no reason to give up restaurants! Let’s face it; their sales will probably continue to soar! Just follow these quick and easy dining out tips to help you make wise choices and you will be successful on your weight loss journey.

  • Follow the new 5-4-3-2-1 Diet when dining out. No foods are off-limits!
  • Plan the meal out in your mind before going to the restaurant. You might not be familiar with their menu, but you’ll be able to guess the basic choices. Go through step by step, from wine and appetizer to dessert, visualizing how you want the evening to go. When you sit down and look at the menu, remember your plan.
  • Split a meal with your dining companion. Save money and have room for dessert!
  • If no one wants to share a meal with you, put half to two-thirds in a “to-go box” for the next day.
  • Order an appetizer as your meal. Add a small salad with the dressing on the side.
  • Be specific when ordering. Ask questions and make requests.
    The restaurant is there to serve you and most are happy to do so. They want repeat customers!

    Order all dressings and sauces on the side so that you can dip your fork and control your portion. Order your food grilled, broiled, or roasted–never fried!

  • Limit yourself to one glass of wine.
  • Share one dessert with the whole table, or skip dessert entirely!
  • A good dining out tip is to ask the waiter to keep the breadbasket or chip basket. If your dining companions want these things, then decide ahead of time exactly how much you will have and stick to the plan!
  • Eat SLOWLY and savor your food. Put down your fork between bites. Chew well. Remember that it takes approximately 20 minutes for you stomach to register that you’ve eaten enough. Assess how you feel and stop eating when you’re no longer hungry.
  • Eat with intention! Be a good listener and focus on your companions instead of your food.
  • If eating in a fast food restaurant, never super-size. Ask the people at the counter what the healthiest choices are. Most have been trained to provide this information.
  • At a buffet, use the salad-sized plates for your meal. Stay away from the salad bar with the exception of the fresh lettuce that you fix yourself. No creamy dressings! Don’t load your salad up with croutons, sunflower seeds, and cheese. Add only vegetables or beans. The other “salads” are loaded with fat and calories. Stay away from them. Choose meat from the carving station and add some vegetables. Allow yourself one small dessert.
  • Never show up at a restaurant starving. If your hunger is over the top, eat a small salad before leaving home.
  • Know that foods described as “smoked”, “barbecued”, or “teriyaki” are going to have high sodium and anything “breaded”, “sautéed”, “au gratin”, “scalloped”, or “creamed” is going to be high in fat.

Use these simple dining out tips to help you enjoy your restaurant experience. There’s no reason why you can’t enjoy a guilt-free meal and continue to lose weight!

Gail M. Davis teaches teens and adults alike how to eat healthy and successfully lose weight. You’ll find practical weight loss tips along with information about the new 5-4-3-2-1 diet plan, and much more throughout her site.

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Stock Market Cycles – Key to Profitable Investing

Monday, December 19th, 2011

The ebb and flow of stock markets present opportunities to profit if an investor understands these cycles. Since 1900 we have had 27 bull markets with corresponding bear markets to make things interesting. Presently, we are experiencing the 6th longest and the 5th weakest stock market rally as measured by the Dow.

While this is interesting, it would be more helpful if we could better understand these cycles in the market. Well, the stock market does tend to move in cycles, short term (also called cyclical), and long term (also called secular). Secular markets typically can last between 10 to 20 years, while cyclical markets usually last between 2 – 3 years on average. Think of a secular market as the primary long term trend, while a cyclical market is simply a shorter term cycle within the primary long term secular market.

As investors and traders, we need to understand where we are within these market cycles, so we can be on the right side of the trend to enhance our success. For example, the market was in a secular bull market from 1982 – 2000, experiencing a strong primary uptrend where the Dow Jones Industrial Average increased over 10 fold from about a low of 800 to over 10,000. Of course, there were short term bear markets such as in 1987, however, the easy money was made on the long side as the primary trend was up.

However, here’s where the danger lies: The majority of investors today have only experienced a secular bull market, such as the one from 1982 – 2000. Most of us have not experienced a long term secular bear market where the primary trend is mostly sideways to slightly down. The last secular bear market lasted 16 years from 1966 to 1982. Just to give you some perspective, the Dow Jones hit a high near 1000 in 1966, and hit a low in the 800s during 1982. In other words, the Dow essentially was flat for 16 years. During this time, the ‘easy money’ was not made on the long or short side, but by being being a good stock picker identifying undervalued opportunities, special situation stocks, and sectors that are temporarily strong. Understanding whether we are in a cyclical bull or bear market greatly enhances our chances for success.

The problem is that the secular bull market that began in 1982 ended in 2000. Therefore, while the stock brokers advice to hold for the long term was good advice for a secular bull market, it is totally the wrong strategy for a new secular bear market. The market entered into a new secular bear market in 2000, and as history shows, this new secular bear market will probably last at least until 2010 or longer. The market rally from early 2003 until now is simply a cyclical bull market within the new long term secular bear market. Holding for the long term will not work in this new secular bear market.

Let’s look at each secular bull and bear market of the Dow over the last 100 years. As you can see, except for the secular bull market of 1921 – 1929, secular market cycles last on average 16 to 20 years.

- Secular Bull Market, 1982 – 2000, (18 years)

- Secular Bear Market, 1966 – 1982, (16 years)

- Secular Bull Market, 1949 – 1966, (17 years)

- Secular Bear Market, 1929 – 1949, (20 years)

- Secular Bull Market, 1921 – 1929, (8 years)

- Secular Bear Market, 1905 – 1921, (16 years)

Secular Bull Market, 1982 – 2000 (18 years)

Let’s work backwards, beginning with the last secular bull market, which lasted from 1982 – 2000. The Dow increased over 10 fold from a low of about 800 to a high in the 11,000s. The strong primary trend was up and the best way to make money was to be long in your positions. Only the nimble were able to take advantage of the few cyclical bear markets that occurred in 1987, 1991, and 1998. These pull backs were also opportunities to establish new long positions.

Secular Bear Market, 1966 – 1982 (16 years)

Prior to the last secular bull market, the market was in a long term secular bear market which lasted from 1966 to 1982. During this time, the market essentially went sideways for 16 years. For example, the Dow hit a high of about 1000 in 1966, and low in the 800s in 1982. If you would have followed your brokers advice to ‘hold for the long term’ you would have been greatly disappointed. Sixteen years is a long time to receive next to nothing in return on your money.

The chart of the Dow below from 1966 to 1982 is a classic example of what a secular bear market looks like. There were strong cynical bull and bear markets during this time that caused the market to essentially remain flat for 16 years. However, there were shorter term cyclical bull and bear markets that could be traded.

If you could use a time machine and jump forward 10 years from now, I think this how a chart of the Dow or NASDAQ might look. Both traders and investors will need to do their homework, seeking sectors and stocks that present great value opportunities.

Secular Bull Market, 1949 – 1966 (17 years)

The Dow was in a secular bull market from 1949 – 1966. Here the primary trend was up, which is typical for secular bull markets. The easy money was made by primarily remaining long throughout the cycle.

Secular Bear Market, 1929 – 1949 (20 years)

From 1929 until 1949, the Dow was in the famous secular bear market which also defined the Great Depression. After the nightmare crash from 1929 to 1932, the Dow essentially went sideways to slightly up for the next 17 years, but did not reach its old highs near 375 until the early 1950s. However, there were cyclical bull and bear markets during this long term secular bear market.

The Dow experienced the mother of all crashed from 1929 until 1932. Then from 1932 until 1937, the Dow nearly quadrupled from a low of about 50 to 200. Then from 1937 to 1942 the DOW lost about half of its value from near 200 to about 100 (cyclical bear). Then from 1942 to 1949 the DOW recovered (cyclical bull).

Secular Bull Market, 1921 – 1929 (8 years)

From 1921 until 1929, the Dow was in a strong secular bull market. Actually, from a chart perspective this period was very similar to the more recent 1982 to 2000 secular bull market. The primary trend was up, and the easy money was made by buying and holding for the long term.

Secular Bull Market, 1905 – 1921 (16 years)

The Dow was in a secular bear market from 1905 until 1921. This secular bear market was typical of most secular bear markets, such as the one from 1966 – 1982, composed of mostly vicious cyclical bull and bear markets that result in a mostly sideways long term movement.

Hopefully, you realize it is very important to know the market’s primary secular and cyclical trend. During secular bull markets, the easy money is make by staying long. However, during secular bear markets, staying long produces poor results at best and you could lose a lot of money. Stock picking and following the hot sectors is important for success.

Conclusion

The current market entered a long term secular bear market in 2000, and as history shows us, this will last at least until 2010, probably longer. As discussed above, during secular bear markets, the market trades in vicious cyclical bull and bear markets. Therefore, you have to be careful in the stocks you buy and be ready to sell them quickly should the market turn against you. Pull backs or cyclical bear markets will present opportunities to take new positions once they have run their course. It is also important to find value situations and play the hot sectors. You need to be defensive in our positions and for those who are willing to take the risk, you may want to take some short positions.

Trading and investing is much easier in secular bull markets, and much more difficult during secular bear markets. Since we are in a secular bear market for the next 5 to 10 years, it is going to be much more difficult to be successful in your trading and investing.

Currently, the cyclical bull market that begin in early 2003 is close to being over and a new cyclical bear market will begun that will last another 2 to 3 years. This means that the best plays will be on the bearish side for the next couple years, that is, until the next cyclical bull begins.

Hans Wagner runs a web site focused on stock market strategies and model portfolios for the investor and trader at: http://www.tradingonlinemarkets.com

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Auto Insurance Principles Should Apply to Health Insurance

Thursday, December 15th, 2011

Many Americans rely on their automobiles to get to work. No automobile means no job, no rent or mortgage money, no food. A single parent, struggling to make ends meet in the suburbs with 100,000 miles on the odometer, would presumably welcome the guaranteed opportunity for low-priced insurance that would take care of every possible repair on her auto until the day that it reaches 200,000 miles or falls apart, whichever comes first. Especially if the insurance is valid regardless of whether she even changes the oil in the interim.

So why aren’t the auto insurance companies writing such coverage, either directly or through used auto dealers? And given the importance of reliable transportation, why isn’t the public demanding such coverage? The answer is that both auto insurers and the public know that such insurance can’t be written for a premium the insured can afford, while still allowing the insurers to stay solvent and make a profit. As a society, we intuitively understand that the costs associated with taking care of every mechanical need of an old automobile, particularly in the absence of regular maintenance, aren’t insurable. Yet we don’t seem to have these same intuitions with respect to health insurance.

If we pull the emotions out of health insurance, which is admittedly hard to do even for this author, and look at health insurance from the economic perspective, there are several insights from auto insurance that can illuminate the design, risk selection, and rating of health insurance.

Auto insurance comes in two forms: the traditional insurance you buy from your agent or direct from an insurance company, and warranties that are purchased from auto manufacturers and dealers. Both are risk transfer and sharing devices and I’ll generically refer to both as insurance. Because auto third-party liability insurance has no equivalent in health insurance, for traditional auto insurance, I’ll examine only collision and comprehensive insurance — insurance covering the vehicle — and not third-party liability insurance.

Bumper to Bumper

The following are some commonly accepted principles from auto insurance:

* Bad maintenance voids certain insurance. If an automobile owner never changes the oil, the auto’s power train warranty is void. In fact, not only does the oil need to be changed, the change needs to be performed by a certified mechanic and documented. Collision insurance doesn’t cover cars purposefully driven over a cliff.

* The best insurance is offered for new models. Bumper-to-bumper warranties are offered only on new cars. As they roll off the assembly line, automobiles have a low and relatively consistent risk profile, satisfying the actuarial test for insurance pricing. Furthermore, auto manufacturers usually wrap at least some coverage into the price of the new auto in order to encourage an ongoing relationship with the owner.

* Limited insurance is offered for old model autos. Increasingly limited insurance is offered for old model autos. The bumper-to-bumper warranty expires, the power train warranty eventually expires, and the amount of collision and comprehensive insurance steadily decreases based on the market value of the auto.

* Certain older autos qualify for additional insurance. Certain older autos can qualify for additional coverage, either in terms of warranties for used autos or increased collision and comprehensive insurance for vintage autos. But such insurance is offered only after a careful inspection of the automobile itself.

* No insurance is offered for normal wear and tear. Wiper blades need replacement, brake pads wear out, and bumpers get dings. These aren’t insurable events. To the extent that a new car dealer will sometimes cover some of these costs, we intuitively understand that we’re “paying for it” in the cost of the automobile and that it’s “not really” insurance.

* Accidents are the only insurable event for the oldest automobiles. Accidents are generally insurable events even for the oldest autos; with few exceptions service work isn’t.

* Insurance doesn’t restore all vehicles to pre-accident condition. Auto insurance is limited. If the damage to the auto at any age exceeds the value of the auto, the insurer then pays only the value of the auto. With the exception of vintage autos, the value assigned to the auto goes down over time. So whereas accidents are insurable at any vehicle age, the amount of the accident insurance is increasingly limited.

* Insurance is priced to the risk. Insurance is priced based on the risk profile of both the automobile and the driver. The auto insurer carefully examines both when setting rates.

* We pay for our own insurance. And with few exceptions, automobile insurance isn’t tax deductible. As a result, the fear of increasing insurance rates due to traffic violations and/or accidents changes our driving behavior and we sometimes select our automobiles based on their insurability.

Each of the above principles is supported by solid actuarial theory. Although most Americans can’t describe the underlying actuarial theories, most everyone understands the above principles of auto insurance at the intuitive level. For sure, as indispensable automobiles are to our lifestyles, there is no loud national movement, accompanied by moral outrage, to change these principles.

Unsustainable Market

In contrast, similar principles are routinely violated in health insurance. To demonstrate this, let’s return to the same suburban mother from the opening paragraph. She’s busy working, driving to and from work, and driving her kids to school and activities. She ends each day exhausted, sitting on the couch with fast food. She’s obese, has a sedentary life, a bad diet, and hasn’t taken the time to go to the doctor in years. After a simple injury doesn’t heal for weeks, she turns up at the emergency room and learns she has type II diabetes. Although type II diabetes is controllable, changing diet and exercise habits and properly tracking her condition takes time and effort and she’s never quite successful in implementing the necessary lifestyle changes.

So the initial emergency room visit is only the first of a long list of health care related to non-controlled diabetes and other problems associated with obesity. Whether she has individual or group insurance, her insurance pays for each episode of care, without singling her out for a premium increase, and without charging her any more cost sharing than is charged to the healthiest and most medically diligent insureds. Her coverage continues until she voluntarily changes insurance companies and/or employers or becomes eligible for Medicare. If she’s covered under group insurance she may not even pay any premium. Her insurance continues unabated, even though the disease was caused by neglecting her body and she maintains her poor lifestyle even after the disease becomes known.

This just wouldn’t happen in auto insurance. This scenario is the auto insurance equivalent of guaranteed access to low-priced auto insurance that takes care of every possible repair, including damage already done, until the day the car falls apart so completely it’s unsalvageable (death) or reaches 200,000 miles (Medicare), regardless of whether she even changes the oil (takes care of herself) in the interim.

As a society, we don’t expect this in private-market auto insurance, but we expect it in private-market health insurance. Furthermore, there’s a chorus of national and state interests, which continuously pushes us further away from the auto insurance principles.

The current private health insurance market isn’t sustainable. Prices have been consistently increasing faster than inflation for decades. Each year, insureds use more health care than ever before and more people have no insurance at all. Most actuaries and other people in the private health insurance market don’t want national health insurance with its bureaucracy and one-size-fits-all benefits. Yet, we’re trying to sustain a private insurance system, which violates the very principles we know are necessary for private insurance markets.

Yes, health insurance involves the sacredness of human life and is therefore different from auto insurance. But if we’re to sustain a private-market solution to health insurance, actuaries need to explain to the larger society, in terms that society understands, the rationale for the following principles:

* As sacred as health care is, it’s still an economic transaction that has to be balanced by individuals and societies, against other economic choices. It can’t be unlimited. Sometimes it will be secondary to other choices. On a given day, for example, the mother in our scenario may value her car more than her health.

* Insurance premiums should be paid by the individual and tied to controllable risk factors. This will provide the best incentive for the control of risk factors.

* Although it’s hard to draw the line between abuse, neglect and ignorance, self-abuse shouldn’t be insured and we need to draw that line somewhere.

* The private market can’t provide unlimited, self-directed health insurance.

* Routine care and ongoing treatments of chronic conditions can be pre-funded, can even be subsidized, but they don’t constitute “insurable events.”

* Insurance can’t be expected to keep every human body in pristine condition. No amount of health care will prevent everyone’s ultimate death.

* Comprehensive, unlimited, non-subsidized private-market coverage isn’t possible for people with severely impaired health.

* The private health market can provide limited non-subsidized health insurance, such as protection from accidents, to even health-impaired individuals.

* Individuals who can afford to do so and who take good care of themselves should be able to “buy up” to better coverage. People have the option of buying up for everything else in life.

Discussion of these principles is lacking from most of the current health insurance debate. If society can intuitively understand how similar principles apply to health insurance, then they should be able understand the principles in the health insurance context. We need to initiate the debate.

This commentary is solely the opinion of its author. It does not express the official policy of the American Academy of Actuaries; nor does it necessarily reflect the opinions of the Academy’s individual officers, members, or staff

Precedent puts a new spin on health insurance. Learn more at http://www.precedent.com. [http://www.precedent.com]

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Landscaping With a Lawn Tractor

Tuesday, December 13th, 2011

In this article you will find information about lawn tractors. Knowing the prices, various uses, and how to use this tool safely can help you make the knowledgeable decision about which lawn tractor is best for you and your uses.

Lawn Tractors = Small Tractors

If you need a tractor for different kinds of farmwork for less than 2 acres, then a farm tractor is the best choice for you. You can greatly reduce your manual labor, due to the many attachments that are available for lawn tractors. You will find that this can help you keep your garden in tip-top condition in much less time. In most cases, a lawn tractor up to a maximum of 7-10 HP will also have a ZTR (zero turning radius) feature to help you when working in a smaller field.

The Versatility of Lawn Tractors

Versatility is a major benefit of lawn tractors. Some of the jobs that can be completed by lawn tractors include hole digging, lawn rolling, tilling, mowing, and many other jobs. The power take off spindle makes these jobs easily possible. That is why lawn tractors are a gardener’s best friend.

Purchasing A Lawn Tractor

Choosing and purchasing a lawn tractor is much like buying an automobile. The optional accessories increase the prices of both a car and a lawn tractor. That is why you want to choose your lawn tractor and accessories wisely to ensure that you will use the ones that you are purchasing. You also want to ensure that you can try the lawn tractor in the showroom to ensure that you can attach and remove the accessories with very little effort. Test-drive the lawn tractor to make sure you can get in and out of it easily as well.

Price of Lawn Tractors

There is a large price range in lawn tractors. A smaller lawn tractor can start at $900 and go up to $6000. The Bolen 762F76 is a basic model and it is available for just under $900, while the John Deer Spin-Steer SST-16 is approximately $3300. A Poulan Pro PK1845H42ST is about $1400. These costs are for the tractor without any accessories. Accessories can make the cost greatly increase. A canopy starts at $110 and a collection bag for grass is around $300. A cart can run you anywhere from $110 to $220, depending upon the size. Now you see how the costs can quickly add up. If you are planning to use the lawn tractor for mowing 1/2 to 1 acre, then you may want to choose a stand behind lawnmower for around $350, instead of a lawn tractor.

Safely Using A Lawn Tractor

Lawn tractors are designed with a low center of gravity and that is why there is very little possibility of the lawn tractors tipping over. It is important to use the following safety precautions, regardless of the little possibility of them turning over.

o It is important that you watch your speed, especially when you are on an incline. A small rock can cause your lawn tractor to have problems and possibly injure you.

o While getting off of the lawn tractor, ensure that it is turned off and all attachments touch the ground, if at all possible.

Andrew Caxton is a journalist who has written more articles and newsletters on the subject for [http://www.lawn-mowers-and-garden-tractors.com] . A free online magazine that carries articles on lawn tractors, and a guide on lawn care here lawn tractors [http://www.lawn-mowers-and-garden-tractors.com/lawn-tractors.html]

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Children Furniture – Adorn Your Child’s Bedroom

Friday, December 9th, 2011

Are you planning to revamp your child’s room? Are you looking out for things which will make your child’s room bright and trendy? Have you ever given a thought for children’s furniture, kids’ toy boxes? Not much, right?

Furniture and toys will be the best option to start with the renovation of your kid’s bedroom. Always look out for things which are going to help your child to learn faster, bring those toys which will encourage them, which will fire their imagination and every creative aspect of their life. The first thing you can to do is to plan out the things and then start working on it. Make sure how you are going to do it, what things are you going to place in their rooms, which colors you are going to put on their walls, and the color of the children’s furniture. Have you ever thought from where you are going purchase all these things and what will be the expense?

Try to make your child’s room special by using decorative things like cartoon print bed sheet, colorful flowers, etc. Many parents want to give the best to their children no matter if it is little expensive. A variety of kids furniture are available in the market like tea party tables, rocking toys, wooden toys, educational toys, art activity desk, bookshelf, toy box etc. These things not only make their room attractive but also help them to learn lot of things for example; tea table will be helpful in learning table manner, bookshelf will help them to keep their books in an organized way, after playing children put their toys all over the room so don’t you think toy box will be helpful to them to keep their toys back after playing. Toys are the best thing which will help your child to learn lot of things in their day to day life.

Now this is not all about making your child’s room look special but it’s also about what quality kids furniture and kids toy boxes are you using. Parents look out for those kids furniture which are not harmful to their children. Lots of toys are made of plastic which contains toxins in it and those are harmful for the health of the children. These toys and kids furniture should be of better quality and try to use wooden furniture in their rooms which will last for long time and will not prove harmful to their health.

You can find this furniture in well known shops of wooden kids furniture where you will get lot of varieties. Try not to buy inferior quality things due to lesser cost. If not possible, use a few things in the room but of good quality. There are number of stores dealing with children’s furniture in the internet market so just enter your search and purchase appropriate furniture for your child’s bedroom.

Bart Albert is the author of this article on Childrens furniture [http://www.oldfashionedtoyshop.co.uk/component/virtuemart/?page=shop.browse&category_id=8].

Find more information about Childrens toy boxes [http://www.oldfashionedtoyshop.co.uk/component/virtuemart/?page=shop.browse&category_id=12] here.

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How to Choose Clothing for Your Children – Tips For Women

Friday, December 2nd, 2011

The dilemma of buying children’s clothing begins even before your child is born. After having a baby, women usually receive some clothes as baby gifts. Often these are small sizes that your child will outgrow very soon. So you can see that buying clothes is an ongoing task for parents.

As an infant, a baby will change sizes every few weeks. Buy durable clothing in washable, comfortable fabrics. Babies have many accidents so you’ll need to buy clothes that are easy to clean. If you use bright colors instead of pastels, they will not soil or stain as easily. When shopping for children’s clothes, many women seek high-quality clothing. But if you,re on a tight budget, you can always wait for clothing store sales at places such as Gap, Old Navy, Disney Baby, or Babies R Us.

Bargain Seekers

With the knowledge that a child will outgrow their clothing quickly, some women go thrift shopping and check garage sales. Many times these clothes are barely worn and may even look almost new. Thrift shopping is a good way to find children’s brand name clothing without paying the full price. Sometimes clothing for boys in larger sizes is harder to find at these sources because of the wear and tear. Finding clothing for girls may be a bit easier. The key to finding great clothes at a bargain is to shop often. Visit your local thrift shop once a week and frequent yard sales in your area.

Yard sales are even better than thrift stores in some ways because you can bargain with the seller. Try picking out a bundle of clothing and other items; then make an offer for the entire bundle. You might be surprised at how little you will pay for items. Also, check for bargains through the newspaper classifieds. Occasionally, you’ll see offerings for children’s clothing directly through the ads.

Preparing for Ever-Changing Sizes and Needs

When your child gets to the toddler stage, clothing needs will change. During and after potty training, separate tops and bottoms will be more practical. Dresses and pull-on pants make training easier and encourage the toddler to be independent. Buy clothes that are easy to put on and take off so your toddler can learn to dress himself. You will need to buy good shoes that are comfortable. When fitting shoes, allow a half-inch in front of the toes when standing and make sure the heel fits properly.

If you have younger children of the same gender but different ages, or if you plan to have another baby soon, keep unsoiled clothing put away for the next child. This will save you money, and younger children usually never know the difference. Store the clothing in a dry, tightly sealed plastic container to keep mice and moths out. Include a fabric sheet to keep the clothes smelling fresh.

Buying Children’s Clothing for School

When your child starts school, clothing needs will again change. At this time, your child may want to help pick out clothes. Before you go shopping for clothes, have your child try on last year’s clothes and see what can still be worn. Then look for clothing that is comfortable, washable, and easy to keep clean. Many mothers choose children’s clothing that is simple with large buttons and has zippers with pulls, elastic waists, and large neck openings. Buy clothes that are appropriate and safe. Avoid big legs, loose ribbons or sashes, and slippery shoes. Even if you can’t afford expensive fashionable clothes, choose basic clothing in colors and styles your child likes.

Watch for store sales on school clothing and save money if your state has tax-free shopping days. In the winter, dress your child in layers. While they are outdoors they can wear their coats, hats, gloves, and scarves. Inside, they can also wear layers to remove if they become uncomfortable. A sweatshirt over a button-up shirt or a t-shirt under a button-up shirt will provide this option. Many women with smaller children choose clothing that will be easy to remove when going to the bathroom. The teachers always appreciate this!

Remember that some styles may be cute and very stylish but not comfortable or practical. Look at women’s magazines to get ideas, or talk to other mother’s that have more experience with children,s clothing to make the best choices.

Chris Robertson is an author of Majon International, one of the worlds MOST popular internet marketing companies on the web.

Learn more about Choosing Clothing for Your Children or Majon’s Clothing for Children directory

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